31713 477th Ave, Elk Point, SD 57025 Property Records

Union County property record for 31713 477th Ave, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 1973
Lot Size	3.26 acres (142,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,000 (May 2019)
Tax Bill	$4,356 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22.00.18.1010`

Property Details

APN / Parcel Number

Primary APN	`22.00.18.1010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,660 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	142,006 sqft (3.26 acres)
Garage Type	Built-in
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	31713 477TH AVE
City	ELK POINT
State	SD
Zip	57025-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATNAUDE TR 1 NE1/4 NE1/4 3.26A
Legal Range	49W
Legal Township	92N
Legal Section	18
Legal Subdivision	PATNAUDE
Legal Tract	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1047
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31713 477TH AVE, ELK POINT, SD 57025-6627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
May 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	20192089
Deed Book / Page	109 / 325
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	31713 477TH AVE, ELK POINT, SD 57025-6627
Transaction Type	Mortgage
Record Updated	May 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176/307
Date	Apr 6, 2020
Book Page	176/307
Instrument	201547

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 28, 2019
Property Address	31713 477TH AVE, ELK POINT, SD 57025-6627
Document Number	00109/0325
Book / Page	109 / 0325
Instrument Date	May 24, 2019
Instrument	192089
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 4TH STREET, 600, WINNEBAGO, NE 68071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31713 477TH AVE, ELK POINT, SD 57025-6627

Mortgage

Document Number	0000192090
Date	May 28, 2019
Instrument	192090

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	31713 477TH AVE, ELK POINT, SD 57025-6627
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174/0260
Date	Apr 10, 2019
Book Page	174/0260
Instrument	191395

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	NORTH SIOUX CITY, SD 57049

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	54 Months
Due	Oct 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 24, 2017
Property Address	31713 477TH AVE, ELK POINT, SD 57025-6627
Document Number	00107/0249
Book / Page	107 / 0249
Instrument Date	Apr 27, 2017
Instrument	171936
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,356.00 (+0.02%)	$387,903 (-) Land $40,684 Building $347,219
2025	$4,355.00 (+1.52%)	$387,903 (+12.52%) Land $40,684 Building $347,219
2024	$4,290.00 (+7.44%)
2023	$3,993.00 (+4.07%)	$344,742 Land $29,061 Building $315,681
2022	$3,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (2011–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 51% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,000 / 1,000

May also be available: Premier Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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