Baldwin County property record for 31712 Kestrel Loop, Spanish Fort, AL 36527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,690 sqft · built 2018 |
| Lot Size | 0.167 acres (7,315 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2019) |
| Tax Bill | $1,045 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-19-0-000-001.353 |
| Primary APN | 33-04-19-0-000-001.353 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,690 sqft Heated Area |
| 1st Floor Area | 1,690 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,315 sqft (0.167 acres) |
| Lot Dimensions | 130 ft deep x 57.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 358879 |
|---|---|
| Street Address | 31712 KESTREL LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36527-0004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 57.1 X 130' IRR LOT 262 STONEBRIDGE PHASE 4 SLIDE 2620-C&D IN THE CITY OF LOXLEY SEC 19-T4S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | STONEBRIDGE PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 262 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 10708 |
31712 Kestrel Loop is owned and occupied by two individuals who bought it in June 2019.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31712 KESTREL LOOP, DAPHNE, AL 36527-0004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Jun 20, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Deed Document Number | 20191766767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 31712 KESTREL LOOP, SPANISH FORT, AL 36527-0004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31712 KESTREL LOOP, SPANISH FORT, AL 36527-0004 |
| Document Number | 0002241742 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2241742 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 31712 KESTREL LOOP, SPANISH FORT, AL 36527-0004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001948775 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 1948775 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 31712 KESTREL LOOP, SPANISH FORT, AL 36527-0004 |
| Document Number | 0001856196 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31712 KESTREL LOOP SPANISH FORT AL 365270004, SPANISH FORT, AL 36527-0004 |
| Document Number | 0001856196 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 1856196 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 20, 2019 |
| Property Address | 31712 KESTREL LOOP, SPANISH FORT, AL 36527-0004 |
| Document Number | 0001766767 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 1766767 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31712 KESTREL LOOP SPANISH FORT AL 36527, SPANISH FORT, AL 36527 |
| Document Number | 1766768 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 1766768 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2049 |
The 2026 property tax bill for 31712 Kestrel Loop was $1,045 with a homeowner's exemption, up 1.4% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Loxley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,045.00 (+1.36%) Homeowner's exemption | ||
| 2025 | $1,031.00 | $29,100 Land $5,420 Building $23,680 | $290,900 Land $54,100 Building $236,800 |
| 2023 | $999.00 (+21.83%) Homeowner's exemption | $28,240 (+20.68%) | $282,300 (+20.69%) Land $43,300 Building $239,000 |
| 2022 | $820.00 (+8.18%) Homeowner's exemption | $23,400 | $233,900 Land $37,500 Building $196,400 |
| 2021 | $758.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31712 Kestrel Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31712 Kestrel Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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