San Diego County property record for 3171 el Lando Ct, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,475 sqft · built 1980 |
| Lot Size | 0.33 acres (14,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Feb 2019) |
| Tax Bill | $9,946 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-562-17-00 |
| Primary APN | 165-562-17-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,475 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 14,354 sqft (0.33 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3171 EL LANDO CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 113 TR 008670 |
| Legal Subdivision | CARRIAGE SQUARE ESTATES |
| Legal Tract | 008670 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18515 |
3171 el Lando Ct is owned and occupied by two individuals who bought it in February 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 12, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 26, 2018 | Grant Deed, Transfer · Conventional with PMI CHRIS URSETTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on File |
| Deed Sale | Feb 12, 2019 · Amount on File |
| Prior Sale | Jun 26, 2018 · Amount on File |
| Deed Document Number | 201950777 |
| Prior Transfer Date | Mar 9, 2015 |
| Prior Transfer Doc | 0000130013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Document Number | 0000079163 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0079163 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Document Number | 0000379939 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0379939 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Document Number | 0000781636 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0781636 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 12, 2019 |
| Property Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Document Number | 0000050777 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 50777 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3171 EL LANDO CT OCEANSIDE CA 920563601, OCEANSIDE, CA 92056-3601 |
| Document Number | 50778 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 50778 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2018 |
| Property Address | 3171 EL LANDO CT, OCEANSIDE, CA 92056-3601 |
| Document Number | 0000259627 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 259627 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 131564 CARLSBAD CA 920131564, CARLSBAD, CA 92013-1564 |
| Investor | Possibly a Property Investor |
| Document Number | 259628 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 259628 |
| Name | CHRIS URSETTA |
|---|---|
| Address | 30351 VIA FESTIVO, SAN JUAN CAPISTRANO, CA 92675-5411 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3171 el Lando Ct was $9,946 with a homeowner's exemption, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $910,255 (+2%) Land $462,130 Building $448,125 | |
| 2025 | $9,946.00 (+1.96%) Homeowner's exemption | $892,408 Land $453,069 Building $439,339 |
| 2024 | $9,755.00 (+3.19%) | |
| 2023 | $9,453.00 (+1.55%) Homeowner's exemption | $857,757 Land $435,477 Building $422,280 |
| 2022 | $9,309.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3171 el Lando Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3171 el Lando Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pechanga tribal government · serves 29,100 people · EPA ID 090605013 |
|---|---|
| Water Source | Purchased surface water from RANCHO CALIFORNIA WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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