3171 Coral Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3171 Coral Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,035 sqft · built 1972
Lot Size	0.69 acres (3,000 sqft)
Owner	2 Trust Names on File
Last Sale	$435,000 (Jul 2021)
Tax Bill	$5,132 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-394-24-00`

Property Details

APN / Parcel Number

Primary APN	`165-394-24-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,035 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,000 sqft (0.69 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3171 CORAL DR
City	OCEANSIDE
State	CA
Zip	92056-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 187 TR 006997
Legal Subdivision	COSTA SERENA
Legal Tract	006997
Legal Block	3
Legal Lot Number	187
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18517

Owner

3171 Coral Dr is owner-occupied and held in a trust since July 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer
Oct 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jul 12, 2021	Grant Deed, Transfer · Conventional Mortgage ONY GLO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Mar 5, 1990 · Amount on File
Deed Document Number	2021498647
Prior Transfer Date	Mar 28, 1994
Prior Transfer Doc	0000586341
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2025
Property Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929
Document Number	0000324761
Map Reference	MAP 6997
Instrument Date	Nov 13, 2025
Instrument	2025-0324761
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000284083
Date	Oct 18, 2023
Instrument	2023-0284083

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 16, 2033

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2021
Property Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929
Document Number	0000498647
Map Reference	MAP 6997
Instrument Date	Jun 23, 2021
Instrument	2021-0498647
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 CORAL DR, OCEANSIDE, CA 92056-3929

Mortgage

Document Number	0000498648
Date	Jul 12, 2021
Instrument	2021-0498648

Lender

Name	ONY GLO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3171 Coral Dr was $5,132.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,854 (+2%) Land $101,028 Building $369,826
2025	$5,132.00 Homeowner's exemption	$461,623 Land $99,048 Building $362,575
2023	$4,876.00 (+1.56%) Homeowner's exemption	$443,699 Land $95,202 Building $348,497
2022	$4,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3171 Coral Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3171 Coral Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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