3170 Ocean Shore Blvd, #5020, Ormond Beach, FL 32176 Property Records

Volusia County property record for 3170 Ocean Shore Blvd, #5020, Ormond Beach, FL 32176

Property Summary

Property Type	Condominium
Details	2 bd · 876 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$229,000 (Aug 2019)
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3216-15-0S-5020`

Property Details

APN / Parcel Number

Primary APN	`3216-15-0S-5020`
Alternative APNs	`161332150S5020` `321316150S5020` `5492311.0` `5492311`

Interior

Bedrooms	2 Beds
Units	19 Units
Stories	5 Stories
Building Area	876 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	5492311
Street Address	3170 OCEAN SHORE BLVD, 5020
City	ORMOND BEACH
State	FL
Zip	32176-2253
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 502 SEABRIDGE NORTH CONDO PER OR 3892 PG 2267 PER OR 4829 PG 1853 PER OR 5617 PG 1188 PER OR 7741 PG 1115
Legal Range	32E
Legal Township	13S
Legal Section	16
Legal Subdivision	SEABRIDGE NORTH CONDO
Legal Tract	15
Legal Unit	502
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	2
Census Block	2002
Census Tract	80201

Owner

3170 Ocean Shore Blvd, #5020 is owned and occupied by two individuals who bought it in August 2019.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3170 OCEAN SHORE BLVD, 502, ORMOND BEACH, FL 32176-2255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	2019172432
Deed Book / Page	7741 / 1115
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3170 OCEAN SHORE BLVD # 5020, 5020, ORMOND BEACH, FL 32176-2253
Document Number	0078484684
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3170 OCEAN SHORE BLVD #502 ORMOND BEACH FL 321762255, 502, ORMOND BEACH, FL 32176-2255

Mortgage

Document Number	0078484684
Date	May 5, 2020
Book Page	007848/004684
Instrument	82885

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3170 OCEAN SHORE BLVD # 5020, 5020, ORMOND BEACH, FL 32176-2253
Document Number	0077663727
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	BLUE OCN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2229 GOLDEN EAGLE DR LOCUST GROVE GA 302482586, LOCUST GROVE, GA 30248-2586

Mortgage

Document Number	0077663727
Date	Oct 30, 2019
Book Page	007766/003727
Instrument	212711

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 30, 2019
Property Address	3170 OCEAN SHORE BLVD # 5020, 5020, ORMOND BEACH, FL 32176-2253
Document Number	0077141115
Book / Page	007714 / 001115
Instrument Date	Aug 20, 2019
Instrument	172432
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	BLUE OCN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3170 OCEAN SHORE BLVD #502 ORMOND BEACH FL 321762255, 502, ORMOND BEACH, FL 32176-2255

Mortgage

Document Number	77411117
Date	Aug 30, 2019
Book Page	007741/001117
Instrument	172433

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3170 Ocean Shore Blvd, #5020 was $3,542 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,336 (-11.46%) Building $214,336	$214,336 (-11.46%) Building $214,336
2025	$3,542.00 Homeowner's exemption	$242,080 Building $242,080	$242,080 Building $242,080
2023	$4,655.00 (+10.6%)	$282,336 (+19.86%) Building $282,336	$282,336 (+19.86%) Building $282,336
2022	$4,209.00	$235,552 Building $235,552	$235,552 Building $235,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3170 Ocean Shore Blvd, #5020 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 units insured incl. 70 condo units
Nearby Flood Claims	104 (1984–2022)
Claims Outside the SFHA	34 of 104
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 31 claims Hurricane Irma, Sep 2017 · 26 claims Hurricane Frances, Oct 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3170 Ocean Shore Blvd, #5020 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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