3170 Monument Bay Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3170 Monument Bay Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Agriculture / Farming > Land for Livestock, Animals
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2006
Square Footage	2,980 sqft Gross Area
Lot Size	653,400 sqft (15 acres)
Occupancy	Owner Occupied
Last Sale	$94,400 (2012)
Tax Bill	$4,713.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`095571-0050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,980 sqft Gross Area
1st Floor	2,980 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	653,400 sqft (15 acres)
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage
Pool Area	1,102 sqft Pool
Deck Area	672 sqft Deck
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3170 MONUMENT BAY RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-0595
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Land for Livestock, Animals
Legal Description	19/54-56 LA HACIENDA SUB LOT 5 OR3321/1897 & 3650/1128
Legal Range	29E
Legal Township	07S
Legal Section	18
Legal Subdivision	LA HACIENDA
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1000
Census Tract	21004

Owner

Source: St. Johns County records · APN 095571-0050

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3170 MONUMENT BAY RD, SAINT AUGUSTINE, FL 32092-0595
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2012 · Amount on Record
Deed Sale	Dec 03, 2012 · Amount on Record
Prior Sale	Jun 08, 2010 · Amount on Record
Deed Doc Number	201271163
Deed Book / Page	3650 / 1128
Prior Transfer Date	Oct 22, 2007
Prior Transfer Doc	0029970510
Record Refreshed	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3170 MONUMENT BAY RD, SAINT AUGUSTINE, FL 32092-0595
Document Number	0045290827
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3170 MONUMENT BAY RD ST AUGUSTINE FL 320920595, ST AUGUSTINE, FL 32092-0595

Mortgage

Document Number	0045290827
Date	Apr 10, 2018
Book Page	004529/000827
Instrument	23927

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank (FSB)
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 09, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,847 (+2.55%)	$824,601 (+0.6%) Land $430,500 Building $394,101
2025	$4,713.00 (+12.13%) Homeowner's exemption	$362,615 (+2.73%)	$819,645 (+32.73%) Land $338,700 Building $480,945
2024	$4,203.00 (+1.79%) Homeowner's exemption	$352,979	$617,542 (+3.75%) Land $141,660 Building $475,882
2023	$4,129.00 (+2.63%) Homeowner's exemption		$595,236 (+11.7%) Land $141,660 Building $453,576
2022	$4,023.00 Homeowner's exemption		$532,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 251 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.