3170 Hickory Ln, Erlanger, KY 41018 Property Records

Kenton County property record for 3170 Hickory Ln, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,026 sqft · built 1956
Lot Size0.176 acres (7,680 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Aug 2003)
Tax Bill$2,123 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN003-30-21-012.00

Property Details

APN / Parcel Number

Primary APN003-30-21-012.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,680 sqft (0.176 acres)
Lot Dimensions120 ft deep x 64 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3170 HICKORY LN
CityERLANGER
StateKY
Zip41018-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYWOOD LOT 14 64'X 120' IRREG
Legal SubdivisionMAYWOOD
Legal Lot Number14
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2018
Census Tract64400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3170 HICKORY LN, ERLANGER, KY 41018-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Sep 18, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2003 · Amount on Record
Deed SaleAug 18, 2003 · Amount on Record
Deed Document Number200308 18 059 00052
Deed Book / Page1786 / 318
Prior Transfer DateJun 27, 2003
Prior Transfer Doc0818059000
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateApr 13, 2026
Property Address3170 HICKORY LN, ERLANGER, KY 41018-1410
Document Number0000007009
Book / Page412 / 146
Instrument DateMar 30, 2026
Instrument20267009
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPROMINENCE TITLE, PROMINENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3170 HICKORY LN, ERLANGER, KY 41018-1410

Mortgage

Document Number0000007009,
DateApr 13, 2026
Book Page412/146
Instrument20267009
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3170 HICKORY LN, ERLANGER, KY 41018-1410
Document Number0000000115
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedOct 31, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3170 HICKORY LN ERLANGER KY 410181410, ERLANGER, KY 41018-1410

Mortgage

Document Number0000000115
DateOct 15, 2018
Book Page0C6523/000145
Instrument115
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,000 (-) Land $25,000 Building $136,000$161,000 (-) Land $25,000 Building $136,000
2025$2,123.00 (+1.53%)$161,000 (-) Land $25,000 Building $136,000$161,000 (-) Land $25,000 Building $136,000
2023$2,091.00$161,000 Land $25,000 Building $136,000$161,000 Land $25,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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