3170 Country Bluff Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3170 Country Bluff Dr, Saint Charles, MO 63301

Property Summary

Property TypeRow House
Details2 bd · 3 ba · 1,443 sqft · built 1998
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$183,500 (Nov 2014)
Flood ZoneZone X (minimal risk)
APNT990500013

Property Details

APN / Parcel Number

Primary APNT990500013
Alternative APN
  • 5-0080-7941-00-038A.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,443 sqft Living Area
1st Floor Area1,443 sqft
Basement Area1,375 sqft
Finished Basement760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleSpanish
Exterior MaterialBrick Veneer
Lot Area2,614 sqft (0.06 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area227 sqft

Location & Zoning

Account NumberT990500013
Old Parcel NumberT990500013
Street Address3170 COUNTRY BLUFF DR
CitySAINT CHARLES
StateMO
Zip63301-3735
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Local Zoning CodeAE0
Legal DescriptionCOUNTRY BLUFF VILLAS PH2 RESUB 38 UNIT 38A
Legal Range05E
Legal Township47N
Legal SubdivisionCOUNTRY BLUFF VILLAS PH2 RESUB 38
Legal Lot Number38A
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2021
Census Tract310202

Owner

3170 Country Bluff Dr, a row house, is owned and occupied by two individuals who bought it in November 2014.

Source: St. Charles County records, as of October 19, 2023

Owner of Record2 Individual Names on File
Mailing Address3170 COUNTRY BLUFF DR, SAINT CHARLES, MO 63301-3735
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2014 · Amount on File
Deed SaleNov 10, 2014 · Amount on File
Prior SaleMay 11, 1998 · Amount on File
Deed Document Number0062652280
Deed Book / Page6265 / 2280
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$50,762
2022$267,170 Building $267,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3170 Country Bluff Dr in Zone X, an area of minimal flood risk, though there have been 151 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims151 (1979–2022)
Claims Outside the SFHA8 of 151
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims
  • Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3170 Country Bluff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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