3170 Birch Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3170 Birch Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1958
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Jun 2020)
Tax Bill$2,004 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-10-07-021.00

Property Details

APN / Parcel Number

Primary APN015-10-07-021.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Finished Area
Gross Area1,080 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions166 ft deep x 51 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3170 BIRCH DR
CityERLANGER
StateKY
Zip41018-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYWOOD SEC 2 LOT 73
Legal SubdivisionMAYWOOD
Legal Phase2
Legal Lot Number73
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract64400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3170 BIRCH DR, ERLANGER, KY 41018-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jun 30, 2020Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleMay 10, 2011 · Amount on Record
Deed Document Number20205900185
Deed Book / Page29 / 188
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3170 BIRCH DR, ERLANGER, KY 41018-1432
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900125
DateNov 10, 2025
Book PageKCM 704/799
Instrument25111005900125
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 3, 2030

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 30, 2020
Property Address3170 BIRCH DR, ERLANGER, KY 41018-1432
Document Number0000000186
Book / Page000029 / 000188
Instrument DateJun 26, 2020
Instrument186
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3170 BIRCH DR ERLANGER KY 410181432, ERLANGER, KY 41018-1432

Mortgage

Document Number0000000186
DateJun 30, 2020
Book Page000M64/000279
Instrument186
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,000 (-) Land $25,000 Building $127,000$152,000 (-) Land $25,000 Building $127,000
2025$2,004.00 (+1.52%)$152,000 (-) Land $25,000 Building $127,000$152,000 (-) Land $25,000 Building $127,000
2023$1,974.00$152,000 Land $25,000 Building $127,000$152,000 Land $25,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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