San Joaquin County property record for 3170 Alverstone Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,828 sqft · built 2025 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,500 (Mar 2025) |
| Tax Bill | $14,555 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 213-680-020-000 |
| Primary APN | 213-680-020-000 |
|---|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3170 ALVERSTONE DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 RIVER ISLANDS PHASE 2 VILLAGE 40 TRACT 4178 |
| Legal Subdivision | VILLA |
| Legal Tract | 4178 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5214 |
3170 Alverstone Dr is owned and occupied by two individuals who bought it in March 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3170 ALVERSTONE DR, LATHROP, CA 95330-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Jul 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 25, 2025 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on File |
| Deed Sale | Mar 25, 2025 · Amount on File |
| Deed Document Number | 202524127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3170 ALVERSTONE DR, LATHROP, CA 95330-7951 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3170 ALVERSTONE DR, LATHROP, CA 95330-7951 |
| Document Number | 0000104625 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-104625 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3170 ALVERSTONE DR, LATHROP, CA 95330-7951 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000058943 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 2025-058943 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 25, 2025 |
| Property Address | 3170 ALVERSTONE DR, LATHROP, CA 95330-7951 |
| Document Number | 0000024127 |
| Map Reference | MB 44 PG 86 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 2025-024127 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3170 ALVERSTONE DR, LATHROP, CA 95330-7951 |
| Document Number | 0000024128 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 2025-024128 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2026 property tax bill for 3170 Alverstone Dr was $14,555.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $14,555.00 | |
| 2025 | $366,722 Land $170,722 Building $196,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3170 Alverstone Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3170 Alverstone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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