317 Williams Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 317 Williams Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,122 sqft · built 1990
Lot Size	0.015 acres (660 sqft)
Owner	2 Individual Names on Record
Last Sale	$601,000 (Jul 2025)
Tax Bill	$8,771 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CU317`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CU317`
Alternative APN	`1300085000100002 CU317`

Interior

Building Area	1,122 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Lot Area	660 sqft (0.015 acres)

Location & Zoning

Street Address	317 WILLIAMS CT
City	EDGEWATER
State	NJ
Zip	07020-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG C1035
Legal Subdivision	INDEPENDENCE HARBOR I CONDO
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 WILLIAMS CT, 317, EDGEWATER, NJ 07020-1613
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Intrafamily Transfer, Transfer GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC
Apr 7, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 30, 2017	Deed, Transfer CB TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	202546513
Deed Book / Page	5544 / 1898
Prior Transfer Date	Feb 15, 2021
Prior Transfer Doc	0041580307
Record Updated	Oct 29, 2026

July 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 9, 2025
Property Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613
Document Number	0055441898
Book / Page	5544 / 1898
Instrument Date	Jun 13, 2025
Instrument	2025046513
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,195.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 NEWCOMB RD, RIDGEWOOD, NJ 07450-5523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WILLIAMS CT # 317, 317, EDGEWATER, NJ 07020-1613

Mortgage

Document Number	2025046515
Date	Jul 9, 2025
Instrument	2025046515

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	May 20, 2021
Property Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613
Document Number	0041580307
Book / Page	4158 / 307
Map Reference	MB V1494 PG 343
Instrument Date	Feb 15, 2021
Instrument	2021080574
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 7, 2020
Property Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613
Document Number	0035641115
Book / Page	3564 / 1115
Map Reference	MB V1494 PG 343
Instrument Date	Feb 27, 2020
Instrument	20-037270
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 LIVINGSTON CT, 311, EDGEWATER, NJ 07020-1611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613

Mortgage

Document Number	0020037271
Date	Apr 7, 2020
Instrument	20-037271

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 30, 2017
Property Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613
Document Number	0027092345
Book / Page	02709 / 2345
Instrument Date	Aug 8, 2017
Instrument	17-065342.01
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CB TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$4,223.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 WILLIAMS CT, 317, EDGEWATER, NJ 07020-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WILLIAMS CT, EDGEWATER, NJ 07020-1613

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,200 (+4.5%) Land $285,000 Building $272,200	$557,200 (+4.5%) Land $285,000 Building $272,200
2025	$8,771.00 (+6.17%)	$533,200 (+5.27%) Land $275,000 Building $258,200	$533,200 (+5.27%) Land $275,000 Building $258,200
2024	$8,261.00 (+2.58%)
2023		$506,500 Land $260,000 Building $246,500	$506,500 Land $260,000 Building $246,500
2022	$8,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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