317 William St, Key West, FL 33040 Property Records

Monroe County property record for 317 William St, Key West, FL 33040

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 3 ba · 1,970 sqft · built 1973
Lot Size0.042 acres (1,867 sqft)
OwnerIndividual Name on Record
Last Sale$770,000 (Sep 2019)
Tax Bill$7,244 (2024)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00003260-000000

Property Details

APN / Parcel Number

Primary APN00003260-000000
Alternative APNs
  • 01010100003260000000
  • 1003395

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units2 Units
Stories3 Stories
Building Area1,970 sqft Total Area
1st Floor Area1,944 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2015
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,867 sqft (0.042 acres)

Exterior Amenities

PorchOpen Porch
Porch Area594 sqft
Deck Area168 sqft
Patio Area168 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1003395
Old Parcel Number01010100003260000000
Street Address317 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-6875
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionKW PT LOT 4 SQR 21 G41-268/69 OR323-102/03 OR377-158/59 OR383-544 OR647-803/04 OR655-824/25 OR761-1448 OR1020-808/09
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 21
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1010
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address317 WILLIAM ST, KEY WEST, FL 33040-6875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Deed Document Number2237112
Deed Book / Page2985 / 0768
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 18, 2019
Property Address317 WILLIAM ST, KEY WEST, FL 33040-6875
Document Number0029850768
Book / Page002985 / 000768
Instrument DateSep 17, 2019
Instrument2237112
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,390.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 WILLIAM ST KEY WEST FL 330406875, KEY WEST, FL 33040-6875

Mortgage

Document Number29850770
DateSep 18, 2019
Book Page002985/000770
Instrument2237113
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueSep 17, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$828,032 (+5.99%)$1,181,334 (+6.3%) Land $634,145 Building $547,189
2024$7,244.00 (+1.74%)
2023$7,120.00 (+4.49%) Homeowner's exemption$781,259 (+3%)$1,111,353 (+13.92%) Land $582,854 Building $528,499
2022$6,814.00 Homeowner's exemption$758,504$975,523 Land $441,415 Building $534,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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