Burke County property record for 317 White St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,842 sqft · built 1950 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,013 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703467636 |
| Primary APN | 2703467636 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 317 WHITE ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 317 WHITE ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 506 LENOIR ST, MORGANTON, NC 28655-3134 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECU FCU |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 7, 2026 |
| Property Address | 317 WHITE ST, MORGANTON, NC 28655-3513 |
| Document Number | 0026007390 |
| Book / Page | 2889 / 190 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202626007390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 317 WHITE ST, MORGANTON, NC 28655-3513 |
| Document Number | 0026007390, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 2889/190 |
| Instrument | 202626007390 |
| Name | SECU FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 18, 2022 |
| Property Address | 317 WHITE ST, MORGANTON, NC 28655-3513 |
| Document Number | 0026350146 |
| Book / Page | 2635 / 146 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2021023546 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8718 TERRELL CT S, 8718, MOBILE, AL 36695-9646 |
| Name | Verified Name |
|---|---|
| Address | 317 WHITE ST, MORGANTON, NC 28655-3513 |
| Document Number | 2021023547 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2021023547 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.15% |
| Index | 5-Year CMT |
| Max Rate | 10.1% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,013.00 (+0.5%) | $164,248 (-) Land $6,750 Building $157,498 | $164,248 (-) Land $6,750 Building $157,498 |
| 2025 | $1,008.00 (+68.56%) | $164,248 (+80.35%) Land $6,750 Building $157,498 | $164,248 (+80.35%) Land $6,750 Building $157,498 |
| 2023 | $598.00 | $91,071 Land $6,750 Building $84,321 | $91,071 Land $6,750 Building $84,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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