317 White Ave, Joliet, IL 60433 Property Records

Will County property record for 317 White Ave, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1924
Lot Size	0.29 acres (12,717 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Feb 2023)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-14-211-040`

Property Details

APN / Parcel Number

Primary APN	`30-07-14-211-040`
Alternative APN	`3007142110240000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	900 sqft
Gross Area	1,800 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,717 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	317 WHITE AVE
City	JOLIET
State	IL
Zip	60433-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92, 91 90 (EX THE N 30 FT THOF) IN OAK HIGHLANDS, BEING A SUB OF PRT OF THE W1/2 OF THE E1/2 OF THE E1/2 OF SEC. 14, T35
Legal Range	10E
Legal Township	35N
Legal Section	14
Legal Subdivision	OAK HIGHLANDS
Legal Lot Number	92,91
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3010
Census Tract	882300

Owner

317 White Ave is owned and occupied by an individual who bought it in February 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	317 WHITE AVE, JOLIET, IL 60433-1319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
May 11, 2017	Loan Modification, Mortgage HSBC BK USA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Mar 26, 1998 · Amount on File
Deed Document Number	20239229
Prior Transfer Date	Apr 2, 2003
Prior Transfer Doc	0000088938
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 28, 2023
Property Address	317 WHITE AVE, JOLIET, IL 60433-1319
Document Number	0000009229
Map Reference	DOC 347707
Instrument Date	Feb 22, 2023
Instrument	R2023009229
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 SEPTEMBER DR, JOLIET, IL 60431-1073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 WATER ST, JOLIET, IL 60436-2336

Mortgage

Document Number	0000009230
Date	Feb 28, 2023
Instrument	R2023009230

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	317 WHITE AVE, JOLIET, IL 60433-1319
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118340
Date	Oct 28, 2021
Instrument	R2021118340

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	317 WHITE AVE, JOLIET, IL 60433-1319
Document Number	0000043452
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WHITE AVE JOLIET IL 604331319, JOLIET, IL 60433-1319

Mortgage

Document Number	0000043452
Date	Jun 6, 2017
Instrument	43452

Lender

Name	HSBC BK USA NA
Type	Bank
Address	DEPEW, NY 14043

Agreement

Amount	Amount on Record
Term	444 Months
Due	Jun 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 317 White Ave was $5,231.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,231.00	$78,378 (+9.3%) Land $15,534 Building $62,844	$235,134 (+9.3%) Land $46,602 Building $188,532
2024		$71,709 Land $14,212 Building $57,497	$215,127 Land $42,636 Building $172,491
2022	$4,835.00 Homeowner's exemption	$57,633 Land $11,422 Building $46,211	$172,899 Land $34,266 Building $138,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 White Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 White Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-OAKVIEW private · serves 312 people · EPA ID IL1977210
Water Source	Purchased groundwater from JOLIET
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications.

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