317 Waterville Cv, West Point, VA 23181 Property Records

King William County property record for 317 Waterville Cv, West Point, VA 23181

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 5,289 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Mar 2019)
Tax Bill	$6,514 (2026)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Jan 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9855-1`

Property Details

APN / Parcel Number

Primary APN	`9855-1`
Alternative APN	`60 1 5D`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,289 sqft Living Area
Attic	Attic
Attic Area	352 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	742 sqft
Deck Area	66 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9855-1
Street Address	317 WATERVILLE CV
City	WEST POINT
State	VA
Zip	23181-3326
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-C
Legal Description	WATERVILLE
Legal Subdivision	WATERVILLE
Jurisdiction	KING WILLIAM VA
Township / Civil Division	WEST POINT
Census Block Group	2
Census Block	2085
Census Tract	950200

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 WATERVILLE CV, WEST POINT, VA 23181-3326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jan 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 4, 2019	Warranty Deed, Transfer CONSUMER FIRST TITLE AND ESCROW, CONSUMER FIRST TITLE&ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	2019404
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	317 WATERVILLE CV, WEST POINT, VA 23181-3326
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WATERVILLE CV, WEST POINT, VA 23181-3326

Mortgage

Document Number	0260000482
Date	Mar 12, 2026
Instrument	260000482

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	865 Months
Due	Apr 4, 2098

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	317 WATERVILLE CV, WEST POINT, VA 23181-3326
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000168
Date	Jan 26, 2024
Instrument	240000168

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Mar 4, 2019
Property Address	317 WATERVILLE CV, WEST POINT, VA 23181-3326
Document Number	0190000404
Instrument Date	Feb 22, 2019
Instrument	190000404
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	CONSUMER FIRST TITLE AND ESCROW, CONSUMER FIRST TITLE&ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WATERVILLE CV, WEST POINT, VA 23181-3326

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Unified School District	King William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,514.00	$1,059,200 (-) Land $224,000 Building $835,200	$1,059,200 (-) Land $224,000 Building $835,200
2025	$6,514.00 (+6.04%)	$1,059,200 (-) Land $224,000 Building $835,200	$1,059,200 (-) Land $224,000 Building $835,200
2023	$6,143.00	$1,059,200 Land $224,000 Building $835,200	$1,059,200 Land $224,000 Building $835,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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