Lawrence County property record for 317 W Cherry St, Mount Vernon, MO 65712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,910 sqft · built 1880 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $635 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 099031002005010000 |
| Primary APN | 099031002005010000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,600 sqft (0.312 acres) |
| Lot Dimensions | 170 ft deep x 80 ft wide |
| Street Address | 317 W CHERRY ST |
|---|---|
| City | MOUNT VERNON |
| State | MO |
| Zip | 65712-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY ST,W,317; LT 3 BLK 2 WEARS ADDN - MT VERNON, EX ST R/W ON S SIDE. ALSO S15' OF VACATED WALNUT ST ADJOINING LT 3 ON THE |
| Legal Range | 26 |
| Legal Township | 28 |
| Legal Section | 31 |
| Legal Subdivision | WEARS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | LAWRENCE MO |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 470202 |
Source: Lawrence County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 W CHERRY ST, MOUNT VERNON, MO 65712-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 5, 2021 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2021 |
| Deed Sale | Feb 5, 2021 |
| Deed Document Number | 2021692 |
| Deed Book / Page | 457 / 689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Property Address | 317 W CHERRY ST, MOUNT VERNON, MO 65712-1505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 317 W CHERRY ST, MOUNT VERNON, MO 65712-1505 |
| Investor | Possibly a Property Investor |
| Document Number | 00458/4130 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 458/4130 |
| Instrument | 2022-00004155 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Feb 5, 2021 |
| Property Address | 317 W CHERRY ST, MOUNT VERNON, MO 65712-1505 |
| Document Number | 000457/689 |
| Book / Page | 457 / 689 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021-00000692 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 W CHERRY ST, MOUNT VERNON, MO 65712-1505 |
| Mail Care Of | SHARON CAMPBELL |
Source: Lawrence County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lawrence County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,920 (-) Land $1,980 Building $10,940 | ||
| 2025 | $635.00 (+0.16%) | $12,920 (+8.94%) Land $1,980 Building $10,940 | $62,421 (-) |
| 2024 | $634.00 (+8.19%) | ||
| 2023 | $586.00 (+6.55%) | $11,860 Land $1,980 Building $9,880 | $62,421 |
| 2022 | $550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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