317 W Cherry St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 317 W Cherry St, Mount Vernon, MO 65712

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,910 sqft · built 1880
Lot Size0.312 acres (13,600 sqft)
OwnerIndividual Name on Record
Tax Bill$635 (2025)
Deeds & MortgagesJul 2022 Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN099031002005010000

Property Details

APN / Parcel Number

Primary APN099031002005010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,910 sqft Living Area
1st Floor Area1,910 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,600 sqft (0.312 acres)
Lot Dimensions170 ft deep x 80 ft wide

Location & Zoning

Street Address317 W CHERRY ST
CityMOUNT VERNON
StateMO
Zip65712-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY ST,W,317; LT 3 BLK 2 WEARS ADDN - MT VERNON, EX ST R/W ON S SIDE. ALSO S15' OF VACATED WALNUT ST ADJOINING LT 3 ON THE
Legal Range26
Legal Township28
Legal Section31
Legal SubdivisionWEARS ADDN
Legal Block2
Legal Lot Number3
JurisdictionLAWRENCE MO
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1017
Census Tract470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 W CHERRY ST, MOUNT VERNON, MO 65712-1505
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Feb 5, 2021Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2021
Deed SaleFeb 5, 2021
Deed Document Number2021692
Deed Book / Page457 / 689
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MO
Property Address317 W CHERRY ST, MOUNT VERNON, MO 65712-1505
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 W CHERRY ST, MOUNT VERNON, MO 65712-1505
InvestorPossibly a Property Investor

Mortgage

Document Number00458/4130
DateJul 15, 2022
Book Page458/4130
Instrument2022-00004155
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

February 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionLAWRENCE MO
Recording DateFeb 5, 2021
Property Address317 W CHERRY ST, MOUNT VERNON, MO 65712-1505
Document Number000457/689
Book / Page457 / 689
Instrument DateFeb 5, 2021
Instrument2021-00000692
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 W CHERRY ST, MOUNT VERNON, MO 65712-1505
Mail Care OfSHARON CAMPBELL

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLawrence County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,920 (-) Land $1,980 Building $10,940
2025$635.00 (+0.16%)$12,920 (+8.94%) Land $1,980 Building $10,940$62,421 (-)
2024$634.00 (+8.19%)
2023$586.00 (+6.55%)$11,860 Land $1,980 Building $9,880$62,421
2022$550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON PWS
serves 4,575 people · EPA ID MO5010553
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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