Clay County property record for 317 Valbert St, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 832 sqft · built 1931 |
| Lot Size | 0.14 acres (6,137 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,242 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-328-016 |
| Primary APN | 10-25-328-016 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 832 sqft Living Area |
| Attic | Attic |
| Attic Area | 832 sqft |
| Basement Area | 416 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 6,137 sqft (0.14 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Street Address | 317 VALBERT ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2181 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | JAY VALBERT'S SUB DIV LOT 12 |
| Legal Subdivision | JAY VALBERTS SUB |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-328-016
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 VALBERT ST, FLORA, IL 62839-2181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY PARTNER SAVINGS BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2014 |
| Deed Sale | Mar 20, 2014 |
| Prior Sale | Apr 12, 2012 · Amount on Record |
| Deed Document Number | 2014182815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 317 VALBERT ST, FLORA, IL 62839-2181 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000212994 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 212994 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 317 VALBERT ST, FLORA, IL 62839-2181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2019 |
| Name | Verified Name |
|---|
| Document Number | D196833 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | D196833 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,700 (+11.45%) Land $1,980 Building $21,720 | $71,100 (+11.45%) Land $5,940 Building $65,160 | |
| 2024 | $1,242.00 (+9.14%) | $21,266 (+18.41%) Land $1,777 Building $19,489 | $63,798 (+18.41%) Land $5,331 Building $58,467 |
| 2022 | $1,138.00 (+10.27%) Homeowner's exemption | $17,959 Land $1,501 Building $16,458 | $53,877 Land $4,503 Building $49,374 |
| 2021 | $1,032.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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