317 Thornton Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 317 Thornton Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,122 sqft · built 1990
Lot Size	0.015 acres (668 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jan 2025)
Tax Bill	$8,613 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CT317`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CT317`
Alternative APN	`1300085000100002 CT317`

Interior

Building Area	1,122 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Lot Area	668 sqft (0.015 acres)

Location & Zoning

Street Address	317 THORNTON CT
City	EDGEWATER
State	NJ
Zip	07020-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 1057
Legal Subdivision	INDEPENDENCE HARBOR I PH II
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

317 Thornton Ct is owned and occupied by an individual who bought it in January 2025.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	317 THORNTON CT, EDGEWATER, NJ 07020-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Apr 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 18, 2019	Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	20253305
Deed Book / Page	5404 / 888
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Apr 22, 2026
Property Address	317 THORNTON CT, EDGEWATER, NJ 07020-1615
Document Number	0000026989
Book / Page	5779 / 418
Instrument Date	Apr 7, 2026
Instrument	202626989
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026989,
Date	Apr 22, 2026
Book Page	5779/418
Instrument	202626989

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	317 THORNTON CT, EDGEWATER, NJ 07020-1615
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041381646
Date	May 12, 2021
Book Page	4138/1646
Instrument	2021074764

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	317 THORNTON CT, EDGEWATER, NJ 07020-1615
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN LAND TITLE AFFILIAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032261748
Date	Apr 24, 2019
Book Page	3226/1748
Instrument	19-025288

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Sep 18, 2019
Property Address	317 THORNTON CT, EDGEWATER, NJ 07020-1615
Document Number	0033521720
Book / Page	003352 / 001720
Instrument Date	Aug 9, 2019
Instrument	61962
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	317 THORNTON CT EDGEWATER NJ 070201615, EDGEWATER, NJ 07020-1615

Mortgage

Document Number	33521726
Date	Sep 18, 2019
Book Page	003352/001726
Instrument	61962

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 317 Thornton Ct was $8,613, up 6.1% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,800 (+3.67%) Land $285,000 Building $257,800	$542,800 (+3.67%) Land $285,000 Building $257,800
2025	$8,613.00 (+6.11%)	$523,600 Land $275,000 Building $248,600	$523,600 Land $275,000 Building $248,600
2024	$8,117.00
2023		$498,000 Land $260,000 Building $238,000	$498,000 Land $260,000 Building $238,000
2022	$7,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Thornton Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 Thornton Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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