317 The Mdws, Boone, NC 28607 Property Records

Watauga County property record for 317 The Mdws, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,860 sqft · built 2000
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$1,090,000 (Nov 2022)
Tax Bill	$4,108 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2900-49-6342-000`

Property Details

APN / Parcel Number

Primary APN	`2900-49-6342-000`
Alternative APNs	`1538947` `1856322`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,860 sqft Living Area
1st Floor Area	1,718 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Basement
Garage Area	552 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	130 sqft
Patio Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1856322
Street Address	317 THE MDWS
City	BOONE
State	NC
Zip	28607-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E2R1
Legal Description	LOT 6 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Lot Number	6
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	3
Census Block	3018
Census Tract	920400

Owner

317 The Mdws is owned and occupied by two individuals who bought it in November 2022.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 THE MDWS, BOONE, NC 28607-5600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN COMMUNITY BANK
Mar 17, 2017	Loan Modification, Mortgage · Conventional Mortgage MOUNTAIN CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Deed Document Number	2022726049
Deed Book / Page	2306 / 521
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 8, 2022
Property Address	317 THE MDWS, BOONE, NC 28607-5600
Document Number	0023060521
Book / Page	2306 / 521
Map Reference	MB 12 PG 28
Instrument Date	Nov 3, 2022
Instrument	726049
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13013 CEDAR CROSSINGS DR, 13013, CHARLOTTE, NC 28273-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 THE MDWS, BOONE, NC 28607-5600

Mortgage

Document Number	0000726050
Date	Nov 8, 2022
Instrument	726050

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.45%
Index	5-Year CMT
Margin	2
Max Rate	10.4%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	317 THE MDWS, BOONE, NC 28607-5600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019080895
Date	Mar 17, 2017
Book Page	1908/0895
Instrument	656550

Lender

Name	MOUNTAIN COMMUNITY BANK
Address	BANNER ELK, NC 28604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 17, 2019

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WATAUGA NC
Property Address	317 THE MDWS, BOONE, NC 28607-5600
Document Number	0019820787
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	317 THE MOWS BOONE NC 28607, BOONE, NC 28607

Mortgage

Document Number	0019820787
Date	Jul 18, 2018
Book Page	001982/000787
Instrument	670544

Lender

Name	MOUNTAIN CMNTY BK
Type	Bank
Address	SUGAR MOUNTAIN, NC 28604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 17, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 317 The Mdws was $4,108.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,056,500 (-) Land $81,200 Building $975,300
2025	$4,108.00	$1,056,500 Land $81,200 Building $975,300
2024			$1,056,500 Land $81,200 Building $975,300
2023		$1,056,500 Land $81,200 Building $975,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 The Mdws in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 The Mdws is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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