317 Taft Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 317 Taft Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,376 sqft · built 1952
Lot Size0.217 acres (9,456 sqft)
Owner2 Company Names on File
Last Sale$505,000 (Oct 2023)
Tax Bill$7,336 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN488-243-03-00

Property Details

APN / Parcel Number

Primary APN488-243-03-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,376 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area9,456 sqft (0.217 acres)

Location & Zoning

Street Address317 TAFT AVE
CityEL CAJON
StateCA
Zip92020-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 10 LOT 2 W 139.02 FT TR 001173
Legal SubdivisionCHASE ADD
Legal Tract001173
Legal Block10
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract15802

Owner

Source: San Diego County records · APN 488-243-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address844 E WASHINGTON AVE, EL CAJON, CA 92020-5364
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2026Deed of Trust, Mortgage · Commercial Mortgage
ABA BUSINESS INC
Nov 17, 2023Intrafamily Transfer, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Oct 06, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 19, 2022Deed of Trust, Mortgage · Reverse Mortgage
ENNKAR INC
Mar 08, 2021Deed of Trust, Mortgage · Reverse Mortgage
ENNKAR INC
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 06, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2023 · Amount on Record
Deed SaleOct 06, 2023 · Amount on Record
Deed Document Number2023271470
Last Transfer DateNov 02, 2023
Transfer Doc0000320992
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address844 E WASHINGTON AVE, EL CAJON, CA 92020-5364

Mortgage

Document Number0000004649
DateJan 07, 2026
Instrument2026-0004649
Lender
NameABA BUSINESS INC
TypeNon-Lending Institution
AddressEL CAJON, CA 92020
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 17, 2023
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Document Number0000320992
Map ReferenceMAP 1173
Instrument DateNov 02, 2023
Instrument2023-0320992
Transaction TypeTransfer
Record UpdatedDec 05, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address844 E WASHINGTON AVE, EL CAJON, CA 92020-5364

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 06, 2023
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Document Number0000271470
Map ReferenceMAP 1173
Instrument DateAug 28, 2023
Instrument2023-0271470
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address844 E WASHINGTON AVE, EL CAJON, CA 92020-5364

Mortgage

Document Number0000271471
DateOct 06, 2023
Instrument2023-0271471
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 TAFT AVE, EL CAJON, CA 92020-4623

Mortgage

Document Number0000297016
DateJul 19, 2022
Instrument2022-0297016
Lender
NameENNKAR INC
TypeMortgage Company
AddressORANGE, CA 92865
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.2%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate15.2%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 TAFT AVE, EL CAJON, CA 92020-4623

Mortgage

Document Number0000179560
DateMar 08, 2021
Instrument2021-0179560
Lender
NameENNKAR INC
TypeMortgage Company
AddressORANGE, CA 92865
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term798 Months
DueAug 31, 2087
Interest
Rate TypeAdjustable Rate
Rate3.07%
Type Change DateApr 01, 2021
Change FrequencyMonthly
Index1-Month LIBOR

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Document Number0000108720
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 TAFT AVE EL CAJON CA 920204623, EL CAJON, CA 92020-4623

Mortgage

Document Number0000108720
DateMar 03, 2020
Instrument108720
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Document Number0000243501
Instrument DateJun 01, 2019
Transaction TypeMortgage
Record UpdatedJul 01, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address317 TAFT AVE EL CAJON CA 920204623, EL CAJON, CA 92020-4623

Mortgage

Document Number0000243501
DateJun 21, 2019
Instrument243501
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Document Number0000015852
Instrument DateJan 06, 2018
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyAMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address317 TAFT AVE EL CAJON CA 920204623, EL CAJON, CA 92020-4623

Mortgage

Document Number0000015852
DateJan 16, 2018
Instrument15852
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address317 TAFT AVE, EL CAJON, CA 92020-4623
Document Number0000271306
Instrument DateJun 10, 2017
Transaction TypeMortgage
Record UpdatedJun 23, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address317 TAFT AVE EL CAJON CA 920204623, EL CAJON, CA 92020-4623

Mortgage

Document Number0000271306
DateJun 16, 2017
Instrument271306
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$525,402 (+2%) Land $410,958 Building $114,444
2025$7,336.00 (+340.07%)$515,100 (+649.33%) Land $402,900 Building $112,200
2023$1,667.00 (+38.69%) Homeowner's exemption$68,741 Land $28,176 Building $40,565
2022$1,202.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 541 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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