317 Swendson Rd, Jefferson, TX 75657 Property Records

Harrison County property record for 317 Swendson Rd, Jefferson, TX 75657

Property Summary

Property Type	Single Family Home
Details	2,108 sqft · built 1997
Lot Size	6.99 acres (304,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,950 (May 2025)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000068291`

Property Details

APN / Parcel Number

Primary APN	`R000068291`
Alternative APNs	`00635.00430.00010.000000` `0068291`

Interior

Stories	2 Stories
Building Area	2,108 sqft Living Area
Upper Floors Area	700 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	304,572 sqft (6.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	1,456 sqft
Utility Building	128 sqft

Location & Zoning

Account Number	R000068291
Street Address	317 SWENDSON RD
City	JEFFERSON
State	TX
Zip	75657-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 6.992 ABST: 635 S F SPARKS HSE
Legal Subdivision	STEPHEN F SPARKS SURVEY A-635
Jurisdiction	HARRISON TX
Township / Civil Division	HARLETON
Census Block Group	2
Census Block	2003
Census Tract	20202

Owner

Source: Harrison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
May 30, 2025	Vendor's Lien, Transfer · Conventional Mortgage EASTMAN CU
Mar 29, 2019	Vendor's Lien, Transfer GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	May 30, 2025
Deed Document Number	20256502
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000003358
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON TX
Property Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRISON TX
Recording Date	May 30, 2025
Property Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297
Document Number	0000006502
Map Reference	FILE 2019-00000358
Instrument Date	May 30, 2025
Instrument	2025-000006502
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297

Mortgage

Document Number	0000006503
Date	May 30, 2025
Instrument	2025-000006503

Lender

Name	EASTMAN CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRISON TX
Recording Date	Mar 29, 2019
Property Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297
Document Number	0000003358
Instrument Date	Mar 29, 2019
Instrument	2019-000003358
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	CENTRAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	836 GRAYS CHAPEL RD, 836, SOUTHSIDE, TN 37171-9071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SWENDSON RD, JEFFERSON, TX 75657-8297

Mortgage

Document Number	0000003359
Date	Mar 29, 2019
Instrument	2019-000003359

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Harrison County
Unified School District	Karnack Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00 (+468.56%) Homeowner's exemption	$261,260 (+13.39%) Land $75,210 Building $186,050	$261,260 (+13.39%) Land $75,210 Building $186,050
2024	$439.00 (-48.35%)
2023	$850.00 Homeowner's exemption	$230,400 Land $94,940 Building $135,460	$230,400 Land $94,940 Building $135,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HARRISON WSC serves 1,575 people · EPA ID TX1020018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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