317 Sunset Ave, Covington, TN 38019 Property Records

Tipton County property record for 317 Sunset Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,915 sqft · built 1986
Lot Size	0.568 acres (24,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,015 (2022)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084018L A 01500`

Property Details

APN / Parcel Number

Primary APN	`084018L A 01500`
Alternative APN	`018L A 01500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,750 sqft (0.568 acres)
Lot Dimensions	150 ft deep x 165 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	14 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 SUNSET AVE
City	COVINGTON
State	TN
Zip	38019-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C40
Legal Subdivision	WATKINS N VIEW
Legal Lot Number	20
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	40601

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 HARVEST TRAIL LN, COVINGTON, TN 38019-7571
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jun 5, 2020	Loan Modification, Mortgage · Conventional Mortgage INSOUTH BK
Jun 2, 2017	Loan Modification, Mortgage · Conventional with PMI INSOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2003
Deed Sale	Dec 16, 2003
Prior Sale	Nov 4, 1985 · Amount on Record
Deed Book / Page	1112 / 194
Transfer Doc	1112194
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	317 SUNSET AVE, COVINGTON, TN 38019-1532
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 HARVEST TRAIL LN, COVINGTON, TN 38019-7571

Mortgage

Document Number	0002008669
Date	Aug 1, 2023
Book Page	2008/669
Instrument	268112

Lender

Name	CADENCE BANK NA
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	317 SUNSET AVE, COVINGTON, TN 38019-1532
Document Number	184790
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 565 COVINGTON TN 380190565, COVINGTON, TN 38019-0565

Mortgage

Document Number	184790
Date	Jun 9, 2020
Book Page	001847/000090
Instrument	233928

Lender

Name	INSOUTH BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 8, 2023

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	317 SUNSET AVE, COVINGTON, TN 38019-1532
Document Number	1724276
Book / Page	001724 / 000276
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 565 COVINGTON TN 380190565, COVINGTON, TN 38019-0565

Mortgage

Document Number	1724276
Date	Jun 6, 2017
Book Page	001724/000276
Instrument	204777

Lender

Name	INSOUTH BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Jun 5, 2020

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,300 (-) Land $3,750 Building $40,550
2023		$44,300 Land $3,750 Building $40,550
2022	$1,015.00
2020			$177,200 Land $15,000 Building $162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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