317 Sumner St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 317 Sumner St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,082 sqft · built 1953
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Jan 2019)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40000063508000`

Property Details

APN / Parcel Number

Primary APN	`40000063508000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,082 sqft Living Area
1st Floor Area	872 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	66 ft deep x 52.6 ft wide
Garage Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 SUMNER ST
City	GRAND LEDGE
State	MI
Zip	48837-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	NE 52 FEET 8 IN. OF SW 8 RODS OF LOT 6. O. P. BLOCK 35 CITY OF GRAND LEDGE
Legal Subdivision	GRAND LEDGE
Legal Block	35
Legal Lot Number	6
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	3
Census Block	3005
Census Tract	20403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the River Ledge Historic District listed 1987 · 235 contributing resources · NRIS 87001576

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

317 Sumner St is owned and occupied by an individual who bought it in January 2019.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	317 SUMNER ST, GRAND LEDGE, MI 48837-1756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit THE DART BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage EATON FSB
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage EASTON FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Mar 16, 2016 · Amount on File
Deed Book / Page	2768 / 95
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	317 SUMNER ST, GRAND LEDGE, MI 48837-1756
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002878/430
Date	Oct 23, 2020
Book Page	2878/430

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	317 SUMNER ST, GRAND LEDGE, MI 48837-1756
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002847/957
Date	May 26, 2020
Book Page	2847/957

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 2, 2019
Property Address	317 SUMNER ST, GRAND LEDGE, MI 48837-1756
Document Number	02768/0095
Book / Page	2768 / 0095
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 SUMNER ST, 317, GRAND LEDGE, MI 48837-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5815 CHUBBY DR, CHARLOTTE, MI 48813-9345

Mortgage

Document Number	0000276896
Date	Jan 2, 2019
Instrument	2768/96

Lender

Name	EASTON FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 317 Sumner St was $3,389 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,500	$161,771 Land $20,933 Building $140,838
2025	$3,389.00
2023		$73,300	$146,600
2022	$8,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Sumner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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