317 Spruce St, Wilton, IA 52778 Property Records

Muscatine County property record for 317 Spruce St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,622 sqft · built 2005
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Nov 2006)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0406183009`

Property Details

APN / Parcel Number

Primary APN	`0406183009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Basement Area	1,622 sqft
Unfinished Basement	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	317 SPRUCE ST
City	WILTON
State	IA
Zip	52778-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOT 3 & S 25' LOT 2 BLK 67 BUTTERFIELD'S ADD 2005-04733
Legal Subdivision	BUTTERFIELD'S (BUTT'S ADD)
Legal Block	67
Legal Lot Number	2,3
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4016
Census Tract	50200

Owner

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 SPRUCE ST, WILTON, IA 52778-9721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 2, 2023	Intrafamily Transfer, Transfer
Sep 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2006 · Amount on Record
Deed Sale	Nov 20, 2006 · Amount on Record
Deed Document Number	20068129
Last Transfer Date	Sep 25, 2023
Transfer Doc	0202304337
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	317 SPRUCE ST, WILTON, IA 52778-9721
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101930
Date	Apr 12, 2021
Instrument	2021-01930

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSCATINE IA
Recording Date	Oct 2, 2023
Property Address	317 SPRUCE ST, WILTON, IA 52778-9721
Document Number	0202304337
Instrument Date	Sep 25, 2023
Instrument	2023-04337
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SPRUCE ST, WILTON, IA 52778-9721

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSCATINE IA
Recording Date	Sep 22, 2023
Property Address	317 SPRUCE ST, WILTON, IA 52778-9721
Document Number	0202304168
Instrument Date	Sep 5, 2023
Instrument	2023-04168
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SPRUCE ST, WILTON, IA 52778-9721

Mortgage

Document Number	0202304169
Date	Sep 22, 2023
Instrument	2023-04169

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00 (-9.79%) Homeowner's exemption	$267,540 (+1.21%) Land $22,340 Building $245,200	$267,540 (+1.21%) Land $22,340 Building $245,200
2024	$4,374.00 (+2.39%)
2023		$264,342 (+12.23%) Land $22,302 Building $242,040	$264,342 (+12.23%) Land $22,302 Building $242,040
2022	$4,272.00 Homeowner's exemption	$235,530 Land $21,040 Building $214,490
2021			$235,530 Land $21,040 Building $214,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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