317 Spruce St, Chula Vista, CA 91911 Property Records

San Diego County property record for 317 Spruce St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,936 sqft · built 1968
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Sep 2022)
Tax Bill$8,694 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN620-510-31-00

Property Details

APN / Parcel Number

Primary APN620-510-31-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,936 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address317 SPRUCE ST
CityCHULA VISTA
StateCA
Zip91911-5524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 31 TR 006049
Legal SubdivisionFLAIR ANNEX
Legal Tract006049
Legal Block2
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13306

Owner

317 Spruce St is owned and occupied by an individual who bought it in September 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address317 SPRUCE ST, CHULA VISTA, CA 91911-5524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2022 · Amount on File
Deed SaleSep 20, 2022 · Amount on File
Deed Document Number2022370094
Prior Transfer DateSep 13, 2022
Prior Transfer Doc0000370093
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2022
Property Address317 SPRUCE ST, CHULA VISTA, CA 91911-5524
Document Number0000370094
Map ReferenceMAP 6049
Instrument DateAug 29, 2022
Instrument2022-0370094
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 SPRUCE ST, CHULA VISTA, CA 91911-5524

Mortgage

Document Number0000370095
DateSep 20, 2022
Instrument2022-0370095
Lender
NameCOMMUNITY MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Mortgage

Document Number0000370096
DateSep 20, 2022
Instrument2022-0370096
Lender
NameCOMMUNITY MORTGAGE FUNDING LLC
TypeMortgage Company
AddressPOMONA, CA 91768
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 317 Spruce St was $8,694.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$742,845 (+2%) Land $530,604 Building $212,241
2025$8,694.00$728,280 Land $520,200 Building $208,080
2023$7,935.00 (+676.42%)$671,000 Land $479,000 Building $192,000
2022$1,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 317 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Spruce St

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