Alameda County property record for 317 Spruce St, Alameda, CA 94501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,181 sqft · built 1900 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,500 (Dec 2014) |
| Tax Bill | $11,322 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-458-7 |
| Primary APN | 74-458-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,181 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 317 SPRUCE ST |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00007 BLK: AR: 0074 PAGE: 0458 |
| Legal Subdivision | WOODSTOCK |
| Legal Block | 32 |
| Legal Lot Number | 5 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 427600 |
317 Spruce St is owned and occupied by two individuals who bought it in December 2014.
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 SPRUCE ST, ALAMEDA, CA 94501-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 5, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2014 · Amount on File |
| Deed Sale | Dec 5, 2014 · Amount on File |
| Deed Document Number | 2014297857 |
| Prior Transfer Date | Jun 1, 2010 |
| Prior Transfer Doc | 0000248974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 317 SPRUCE ST, ALAMEDA, CA 94501-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY I |
| Name | Verified Name |
|---|
| Document Number | 0000016081 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 2019016081 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 317 SPRUCE ST, ALAMEDA, CA 94501-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000130074 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020130074 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 317 SPRUCE ST, ALAMEDA, CA 94501-1831 |
| Document Number | 0000034646 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TITLE CO BERKELEY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 317 SPRUCE ST ALAMEDA CA 945011831, ALAMEDA, CA 94501-1831 |
| Document Number | 0000034646 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 34646 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
The 2025 property tax bill for 317 Spruce St was $11,322 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790,408 (+1.1%) Land $239,161 Building $558,247 | ||
| 2025 | $11,322.00 Homeowner's exemption | $781,777 Land $234,473 Building $547,304 | |
| 2023 | $10,648.00 Homeowner's exemption | $751,424 Land $225,369 Building $526,055 | $992,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Spruce St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 317 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber, Sonic Telecom.
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