317 Springfield Ave, South Beloit, IL 61080 Property Records

Winnebago County property record for 317 Springfield Ave, South Beloit, IL 61080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 660 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Jul 2023)
Tax Bill	$536 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-07-213-005`

Property Details

APN / Parcel Number

Primary APN	`04-07-213-005`
Alternative APNs	`407213005` `007A541`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	660 sqft Living Area
Basement Area	416 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,841 sqft (0.18 acres)
Garage Area	464 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	317 SPRINGFIELD AVE
City	SOUTH BELOIT
State	IL
Zip	61080-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FAIR OAKS ADD TO SO BELOIT LOTS 72 + 073
Legal Subdivision	FAIR OAKS ADD
Legal Lot Number	72
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKTON
Census Block Group	1
Census Block	1036
Census Tract	4004

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15358 WILLOUGHBY NORTH DR, SOUTH BELOIT, IL 61080-8040
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT FUNDING
Jul 25, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 18, 2017	Grant Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	202316577
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 18, 2026
Property Address	317 SPRINGFIELD AVE, SOUTH BELOIT, IL 61080-2159
Document Number	0000012224
Instrument Date	May 5, 2026
Instrument	202612224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6642 ERIN WAY, ROSCOE, IL 61073-7571

Mortgage

Document Number	0000012224,
Date	May 18, 2026
Instrument	202612224

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 25, 2023
Property Address	317 SPRINGFIELD AVE, SOUTH BELOIT, IL 61080-2159
Document Number	0000016577
Map Reference	BK11 PG15 16
Instrument Date	Jul 14, 2023
Instrument	2316577
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15358 WILLOUGHBY NORTH DR, SOUTH BELOIT, IL 61080-8040

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 18, 2017
Property Address	317 SPRINGFIELD AVE, SOUTH BELOIT, IL 61080-2159
Document Number	0001033612
Instrument Date	Oct 13, 2017
Instrument	1033612
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 251 BELOIT WI 535120251, BELOIT, WI 53512-0251

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockton Township
Municipality	South Beloit City
Unified School District	County of Winnebago SD 320 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00 (+1.32%)	$7,649 (+9.27%) Land $2,898 Building $4,751	$22,947 (+9.27%) Land $8,694 Building $14,253
2024	$529.00	$7,000 (-56.54%) Land $2,652 Building $4,348	$21,000 (-56.54%) Land $7,956 Building $13,044
2022	Homeowner's exemption	$16,107 Land $1,964 Building $14,143	$48,321 Land $5,892 Building $42,429

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450
Water Source	Purchased groundwater from CITY OF BELOIT
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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