Bay County property record for 317 Springfield Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,309 sqft · built 1940 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $47,000 (Apr 2005) |
| Tax Bill | $1,323 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23758-000-000 |
| Primary APN | 23758-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,309 sqft Heated Area |
| Gross Area | 1,372 sqft |
| 1st Floor Area | 1,309 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 317 SPRINGFIELD AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD PLAT LOTS 15,16 BLK A ORB 1848 P 2236 ORB 2587 P 758 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | A |
| Legal Lot Number | 15,16 16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1000 |
The current owner of 317 Springfield Ave bought it in April 2005.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 201 PLANTERS RIDGE CT, LAGRANGE, GA 30240-9057 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2005 · Amount on File |
| Deed Sale | Apr 4, 2005 · Amount on File |
| Deed Document Number | 2005-025072 |
| Deed Book / Page | 2587 / 0758 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 317 Springfield Ave was $1,323.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 | $98,060 Land $43,290 Building $54,770 | $98,060 Land $43,290 Building $54,770 |
| 2023 | $1,280.00 (+41.91%) | $82,352 (+68.28%) Land $29,637 Building $52,715 | $82,352 (+68.28%) Land $29,637 Building $52,715 |
| 2022 | $902.00 | $48,937 Land $24,420 Building $24,517 | $48,937 Land $24,420 Building $24,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Springfield Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Springfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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