317 Spencer Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 317 Spencer Ave, Upland, CA 91786

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 994 sqft · built 1974
Lot Size	0.023 acres (994 sqft)
Owner	Individual Name on File
Last Sale	$432,000 (Feb 2024)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1008-691-31-0000`

Property Details

APN / Parcel Number

Primary APN	`1008-691-31-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	994 sqft Living Area
1st Floor Area	994 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	994 sqft (0.023 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	317 SPENCER AVE
City	UPLAND
State	CA
Zip	91786-7022
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT NO 8380 CONDOMINIUM UNIT 61 AND UND 1/134 INTEREST IN COMMON AREA LOT 2 AS DEFINED IN CONDOMINIUM PLAN RECORDED IN BOOK 8030 PAGE 587 O R
Legal Subdivision	ORCHARD LANE II
Legal Tract	8380
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2002
Census Tract	825

Owner

317 Spencer Ave, a condominium, is owned and occupied by an individual who bought it in February 2024.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	317 SPENCER AVE, 61, UPLAND, CA 91786-7022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2020	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Document Number	202443575
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000196953
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 23, 2024
Property Address	317 SPENCER AVE, UPLAND, CA 91786-7022
Document Number	0000043575
Map Reference	MB 111 PG 59-61
Instrument Date	Feb 2, 2024
Instrument	2024-0043575
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	NOT AVAILABLE, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SPENCER AVE # 61, 61, UPLAND, CA 91786-7022

Mortgage

Document Number	0000043576
Date	Feb 23, 2024
Instrument	2024-0043576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 10, 2020
Property Address	317 SPENCER AVE, UPLAND, CA 91786-7022
Document Number	0000278763
Map Reference	MB 111 PG 59-61
Instrument Date	Jul 10, 2020
Instrument	2020-0278763
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SPENCER AVE # 61, 61, UPLAND, CA 91786-7022

Mortgage

Document Number	0000278764
Date	Aug 10, 2020
Instrument	2020-0278764

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 17, 2019
Property Address	317 SPENCER AVE, UPLAND, CA 91786-7022
Document Number	0000196953
Instrument Date	Apr 25, 2019
Instrument	196953
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	317 SPENCER AVE UPLAND CA 917867022, UPLAND, CA 91786-7022

Tax Assessment & Valuation

The 2025 property tax bill for 317 Spencer Ave was $4,853 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,452 (+2%) Land $157,308 Building $292,144
2025	$4,853.00 Homeowner's exemption	$440,640 Land $154,224 Building $286,416
2023	$3,546.00 (+2.19%) Homeowner's exemption	$315,241 Land $110,334 Building $204,907
2022	$3,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 317 Spencer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 Spencer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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