317 Silver Ridge Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 317 Silver Ridge Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,925 sqft · built 1985
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jan 2017)
Tax Bill	$6,070 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-28-7848-000`

Property Details

APN / Parcel Number

Primary APN	`012-28-7848-000`
Alternative APN	`82 B 6 12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,925 sqft Living Area
1st Floor Area	882 sqft
Basement Area	796 sqft
Finished Basement	796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	360 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	317 SILVER RIDGE DR
City	STERLING
State	VA
Zip	20164-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SENECA RIDGE SEC.6 LOT 12 201102020007790
Legal Subdivision	SENECA RIDGE
Legal Block	1
Legal Lot Number	12
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1001
Census Tract	611204

Owner

317 Silver Ridge Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 SILVER RIDGE DR, STERLING, VA 20164-1352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK NA
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit FULTON BK NA
Jan 24, 2017	Grant Deed, Transfer · Conventional with PMI FULTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	20175026
Prior Transfer Date	Sep 12, 2015
Prior Transfer Doc	0000064673
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	317 SILVER RIDGE DR, STERLING, VA 20164-1352
Document Number	20200831075772
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SILVER RIDGE DR STERLING VA 201641352, STERLING, VA 20164-1352

Mortgage

Document Number	20200831075772
Date	Aug 31, 2020
Instrument	75772

Lender

Name	FULTON BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	317 SILVER RIDGE DR, STERLING, VA 20164-1352
Document Number	20191025065782
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SILVER RIDGE DR STERLING VA 201641352, STERLING, VA 20164-1352

Mortgage

Document Number	20191025065782
Date	Oct 25, 2019
Instrument	65782

Lender

Name	FULTON BK NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 24, 2017
Property Address	317 SILVER RIDGE DR, STERLING, VA 20164-1352
Document Number	20170124005026
Instrument Date	Jan 23, 2017
Instrument	5026
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	317 SILVER RIDGE DR STERLING VA 201641352, STERLING, VA 20164-1352

Mortgage

Document Number	20170124005027,
Date	Jan 24, 2017
Instrument	5027

Lender

Name	FULTON BK
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 317 Silver Ridge Dr was $6,070.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,070.00	$754,150 Land $279,800 Building $474,350	$754,150 Land $279,800 Building $474,350
2023	$5,355.00	$612,040 Land $229,800 Building $382,240	$612,040 Land $229,800 Building $382,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Silver Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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