317 Shell Point Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 317 Shell Point Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Vacant Land
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$684,700 (Aug 2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
APN	`34030-600-610`

Property Details

APN / Parcel Number

Primary APN	`34030-600-610`

Exterior

Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	145 ft deep x 60 ft wide

Location & Zoning

Street Address	317 SHELL POINT DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2676
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BC02
Legal Description	BREAKFAST POINT EAST PH 3 LOT 61
Legal Subdivision	BREAKFAST POINT EAST PHASE 3
Legal Lot Number	61
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	2
Census Block	2005
Census Tract	2710

Owner

Source: Bay County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 SHELL POINT DR, PANAMA CITY BEACH, FL 32407-2676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Dec 5, 2025 · Amount on Record
Deed Document Number	202651653
Deed Book / Page	5070 / 713
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 20, 2026
Property Address	317 SHELL POINT DR, PANAMA CITY BEACH, FL 32407-2676
Document Number	0000051653
Book / Page	5070 / 713
Instrument Date	Aug 20, 2026
Instrument	202651653
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2026
Title Company	WATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484,082.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 SHELL POINT DR, PANAMA CITY BEACH, FL 32407-2676

Mortgage

Document Number	0000051654,
Date	Aug 20, 2026
Instrument	202651654

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$24,133 Land $24,133	$24,133 Land $24,133

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 313 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	313 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.