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317 S Queen St, Chestertown, MD 21620 Property Records

Kent County property record for 317 S Queen St, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,807 sqft · built 1900
Lot Size0.047 acres (2,047 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Sep 2018)
Tax Bill$7,655 (2026)
Deeds & MortgagesMay 2021 Mortgage
Sep 2018 Sale
Flood ZoneZone AE (high risk)
APN04-021738

Property Details

APN / Parcel Number

Primary APN04-021738
Alternative APN
  • 021738

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,807 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,047 sqft (0.047 acres)
View / LotWaterfront
PorchSlab
Porch Area272 sqft
Deck Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number021738
Street Address317 S QUEEN ST
CityCHESTERTOWN
StateMD
Zip21620-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionLOT 0.047 AC. 317 S QUEEN ST CHESTERTOWN
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group4
Census Block4029
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestertown Historic District (Boundary Increase)
listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 S QUEEN ST, CHESTERTOWN, MD 21620-1525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 14, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Prior SaleJul 20, 2009 · Amount on Record
Deed Book / Page965 / 23
Transfer Doc70242
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address317 S QUEEN ST, CHESTERTOWN, MD 21620-1525
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011510230
DateMay 12, 2021
Book Page1151/230
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateSep 14, 2018
Property Address317 S QUEEN ST, CHESTERTOWN, MD 21620-1525
Document Number0009650023
Book / Page0965 / 023
Map ReferenceMB EHP3 FO28
Instrument DateSep 7, 2018
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address317 S QUEEN ST, CHESTERTOWN, MD 21620-1525

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityChestertown Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,655.00 (+2.22%) Homeowner's exemption$488,500 (+2.22%)$509,700 (+6.65%) Land $200,000 Building $309,700
2025$7,489.00 (+15.11%) Homeowner's exemption$477,900 (+9.15%) Land $200,000 Building $277,900$477,900 (-) Land $200,000 Building $277,900
2023$6,506.00 Homeowner's exemption$437,833$477,900 Land $200,000 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 40 individual policies
Nearby Flood Policies52 units insured
incl. 12 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA1 of 31
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESTERTOWN
serves 5,400 people · EPA ID MD0140002
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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