Polk County property record for 317 S Main St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,050,000 (Jul 2025) |
| Tax Bill | $2,274 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00179-0000 |
| Primary APN | 146-00179-0000 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 317 S MAIN ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 62' OF LOT 5 BLK 15 THIRD ADDITION TO LAWSON CITY |
| Legal Range | 17W |
| Legal Township | 36N |
| Legal Section | 28 |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960200 |
Source: Polk County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 MAIN STREET WI, WI |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2025 | Warranty Deed, Transfer · Commercial Mortgage CUMBERLAND FEDERAL BANK FSB |
| Jan 30, 2023 | Warranty Deed, Transfer · Commercial Mortgage FRANDSEN BANK & TRUST |
| Aug 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2023 · Amount on Record |
| Deed Document Number | 2025936631 |
| Prior Transfer Date | Jun 30, 2025 |
| Prior Transfer Doc | 0000936631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jul 2, 2025 |
| Property Address | 317 S MAIN ST, LUCK, WI 54853-9088 |
| Document Number | 0000936631 |
| Map Reference | DOC 932705 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 936631 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | T M TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000936632 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 936632 |
| Name | CUMBERLAND FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 30, 2023 |
| Property Address | 317 S MAIN ST, LUCK, WI 54853-9088 |
| Document Number | 0000915360 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 915360 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000915361 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 915361 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 5, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Aug 9, 2022 |
| Property Address | 317 S MAIN ST, LUCK, WI 54853-9088 |
| Document Number | 0000911284 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 911284 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000911285 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 911285 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,274.00 (+114.33%) | $141,500 (+166.98%) Land $13,500 Building $128,000 | $145,100 (+59.98%) Land $13,843 Building $131,257 |
| 2023 | $1,061.00 (+3.61%) Homeowner's exemption | $53,000 (-) Land $9,500 Building $43,500 | $90,700 (+17.64%) |
| 2022 | $1,024.00 Homeowner's exemption | $53,000 Land $9,500 Building $43,500 | $77,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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