317 S Howell Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 317 S Howell Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1 ba · 975 sqft · built 1942
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$128,500 (Sep 2021)
Tax Bill	$523 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`157N C 008`

Property Details

APN / Parcel Number

Primary APN	`157N C 008`
Alternative APN	`0000097801`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1985
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000097801
Street Address	317 S HOWELL AVE
City	CHATTANOOGA
State	TN
Zip	37411-4847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LT 36 BLK 12 HAMILTON PLACE SUB PB8 PG35
Legal Subdivision	HAMILTON PLACE
Legal Block	12
Legal Lot Number	36
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	3000

Owner

317 S Howell Ave is owned by a company that bought it in September 2021.

Source: Hamilton County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	2186 E NORRIS ST, PHILADELPHIA, PA 19125-1952
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Sep 15, 2021	Warranty Deed, Transfer BRIDGE CITY TITLE DOWNTOWN
Aug 30, 2021	Quit Claim Deed, Transfer BRIDGE CITY TITLE DOWNTOWN
Aug 24, 2021	Intrafamily Transfer, Transfer BRICK CITY TITLE, BRIDGE CITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Mar 12, 2007 · Amount on File
Deed Document Number	2021187
Deed Book / Page	12651 / 779
Prior Transfer Date	Aug 29, 2008
Prior Transfer Doc	0000000073
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	317 S HOWELL AVE, CHATTANOOGA, TN 37411-4847
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000013
Date	Oct 29, 2021
Book Page	12711/304
Instrument	2021102900013

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 15, 2021
Property Address	317 S HOWELL AVE, CHATTANOOGA, TN 37411-4847
Document Number	0000000187
Book / Page	12651 / 779
Map Reference	MB 8 PG 35
Instrument Date	Aug 27, 2021
Instrument	2021091500187
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN

Transaction

Amount	Amount on Record
Tax	$475.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E NORRIS ST, PHILADELPHIA, PA 19125-1952
Investor	Possibly a Property Investor

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 30, 2021
Property Address	317 S HOWELL AVE, CHATTANOOGA, TN 37411-4847
Document Number	0000000351
Book / Page	12529 / 608
Map Reference	MB 8 PG 35
Instrument Date	Aug 27, 2021
Instrument	2021083000351
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Aug 24, 2021
Property Address	317 S HOWELL AVE, CHATTANOOGA, TN 37411-4847
Document Number	0000000254
Book / Page	12622 / 58
Map Reference	MB 8 PG 35
Instrument Date	Aug 24, 2021
Instrument	2021082400254
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 317 S Howell Ave was $523, down 8.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00 (-8.08%)	$34,525 (+35.53%)	$138,100 (+35.53%) Land $45,000 Building $93,100
2024	$569.00	$25,475 (-)	$101,900 (-) Land $30,000 Building $71,900
2023	$569.00	$25,475 (-)	$101,900 (-) Land $30,000 Building $71,900
2022	$569.00	$25,475	$101,900 Land $30,000 Building $71,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 S Howell Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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