317 S D St, Mutual, OK 73853 Property Records

Woodward County property record for 317 S D St, Mutual, OK 73853

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1920
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on File
Last Sale	$60,500 (Mar 2006)
Tax Bill	$636 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14222`

Property Details

APN / Parcel Number

Primary APN	`14222`
Alternative APN	`4030-00-010-000-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	354 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14222
Street Address	317 S D ST
City	MUTUAL
State	OK
Zip	73853-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONVERSE 1ST BLK 10 NE
Legal Range	18W
Legal Township	20N
Legal Section	7
Legal Subdivision	CONVERSE 1ST
Legal Block	10
Legal Unit	4030
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	3
Census Block	3214
Census Tract	953200

Owner

317 S D St is owned and occupied by two individuals who acquired it in December 2023.

Source: Woodward County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 S D ST, MUTUAL, OK 73853-5081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOCTAW HOME FINANCE CORP
Feb 15, 2024	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2006 · Amount on File
Deed Sale	Mar 21, 2006 · Amount on File
Deed Document Number	20065585
Deed Book / Page	1951 / 480
Last Transfer Date	Dec 18, 2023
Transfer Doc	0000002061
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	317 S D ST, MUTUAL, OK 73853-5081
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002582/403
Date	Feb 15, 2024
Book Page	2582/403
Instrument	I-2024-002697

Lender

Name	CHOCTAW HOME FINANCE CORP
Type	Government Agency
Address	HUGO, OK 74743

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2029

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	Feb 15, 2024
Property Address	317 S D ST, MUTUAL, OK 73853-5081
Document Number	002582/385
Book / Page	2582 / 385
Instrument Date	Feb 13, 2024
Instrument	I-2024-002695
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	FIRST REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 S D ST, MUTUAL, OK 73853-5081

Mortgage

Document Number	I2024002696
Date	Feb 15, 2024
Instrument	I-2024-002696

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 317 S D St was $636 with a homeowner's exemption, up 0.2% from the year before.

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Municipality	Mutual Town
Unified School District	Sharon-Mutual Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,271 (+3%) Land $3,009 Building $5,262	$75,190 (+3%) Land $27,357 Building $47,833
2025	$636.00 (+0.16%) Homeowner's exemption	$8,030 (+17.14%) Land $2,922 Building $5,108	$73,000 (-) Land $26,560 Building $46,440
2024	$635.00 (+19.59%) Homeowner's exemption	$6,855 (+0.01%) Land $1,524 Building $5,331	$73,000 (-7.81%) Land $26,560 Building $46,440
2023	$531.00 Homeowner's exemption	$6,854 Land $2,921 Building $3,933	$79,184 Land $33,750 Building $45,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 S D St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 S D St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWEY CO RWD #3 serves 755 people · EPA ID OK2007707
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pioneer Telephone Cooperative DSL	46 / 7

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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