317 S Cedar, Irving, IL 62051 Property Records

Montgomery County property record for 317 S Cedar, Irving, IL 62051

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1947
Lot Size	0.949 acres (41,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Feb 2024)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
APN	`12-27-227-014`

Property Details

APN / Parcel Number

Primary APN	`12-27-227-014`

Interior

Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	41,364 sqft (0.949 acres)

Location & Zoning

Street Address	317 S CEDAR
City	IRVING
State	IL
Zip	62051-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NE NE SEC 27 E654.56' TO POB E195.71' S211.41' W40.9' W144' TH N213.7' TO POB & 1/5 AC E PT BLK 22 LOTS IN IRVING
Legal Block	22
Legal Lot Number	IN
Jurisdiction	MONTGOMERY IL
Township / Civil Division	IRVING
Census Block Group	3
Census Block	3112
Census Tract	957400

Owner

Source: Montgomery County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 N STATE ST, LITCHFIELD, IL 62056-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK LITCHFIELD
Feb 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	2024442
Prior Transfer Date	Feb 9, 2024
Prior Transfer Doc	0202400442
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Recording Date	Aug 24, 2026
Property Address	317 S CEDAR, IRVING, IL 62051-9023
Document Number	0000002488
Instrument Date	Aug 15, 2026
Instrument	20262488
Transaction Type	Mortgage
Record Updated	Sep 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S CEDAR, IRVING, IL 62051-9023

Mortgage

Document Number	0000002488,
Date	Aug 24, 2026
Instrument	20262488

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Feb 12, 2024
Property Address	317 S CEDAR, IRVING, IL 62051-9023
Document Number	0202400442
Instrument Date	Feb 9, 2024
Instrument	202400442
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	NOT AVAILABLE, SPEARS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 N STATE ST, LITCHFIELD, IL 62056-2003

Mortgage

Document Number	0202400443
Date	Feb 12, 2024
Instrument	202400443

Lender

Name	FIRST NATIONAL BANK LITCHFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IL
Recording Date	Feb 23, 2018
Property Address	317 S CEDAR, IRVING, IL 62051-9023
Document Number	201800648
Instrument Date	Jan 29, 2018
Instrument	201800648
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, IRVING, IL 62051-0091

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Irving Township
Municipality	Irving Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (+201.87%) Homeowner's exemption	$32,590 (+6.92%) Land $3,410 Building $29,180	$97,770 (+6.92%) Land $10,230 Building $87,540
2024	$643.00 (-6.27%)	$30,480 (+10.8%) Land $3,190 Building $27,290	$91,440 (+10.8%) Land $9,570 Building $81,870
2022	$686.00 Homeowner's exemption Senior Citizen's exemption	$27,510 Land $2,880 Building $24,630	$82,530 Land $8,640 Building $73,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVING serves 373 people · EPA ID IL1350350
Water Source	Purchased surface water from EJ WATER-WITT
Last State Inspection	Jan 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Fidium Fiber DSL	500 / 75

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Cedar

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures