317 S 2nd Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 317 S 2nd Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,995 sqft · built 1902
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Dec 2020)
Tax Bill	$3,703 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0494010009AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0494010009AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,995 sqft Finished Area
1st Floor Area	1,995 sqft
Attic	Attic
Attic Area	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1980
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,935 sqft (0.274 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Pole Barn	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 S 2ND AVE
City	SANDPOINT
State	ID
Zip	83864-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEILS 3RD ADD BLK 10 LOT 9 & 10
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEILS 3RD ADD
Legal Block	10
Legal Lot Number	9-10
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4016
Census Tract	950300

Owner

317 S 2nd Ave is owned and occupied by an individual who bought it in December 2020.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Jan 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	2020972159
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	926414
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jun 4, 2026
Property Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207
Document Number	0001062674
Instrument Date	May 29, 2026
Instrument	20261062674
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207

Mortgage

Document Number	0001062674,
Date	Jun 4, 2026
Instrument	20261062674

Lender

Name	MOUNTAIN WEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207

Mortgage

Document Number	0000998588
Date	Jan 4, 2022
Instrument	998588

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Dec 15, 2020
Property Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207
Document Number	972159
Map Reference	MB 1 PG 61
Instrument Date	Dec 10, 2020
Instrument	972159
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207

Mortgage

Document Number	972160
Date	Dec 15, 2020
Instrument	972160

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Aug 20, 2018
Property Address	317 S 2ND AVE, SANDPOINT, ID 83864-1207
Document Number	926414
Map Reference	MB1 PG61
Instrument Date	Jul 27, 2018
Instrument	926414
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S SECOND AVE, SANDPOINT, ID 83864-1207

Tax Assessment & Valuation

The 2026 property tax bill for 317 S 2nd Ave was $3,703 with a homeowner's exemption, up 11.4% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,703.00 (+11.37%) Homeowner's exemption	$684,459 (-0.6%) Land $315,949 Building $368,510	$684,459 (-0.6%) Land $315,949 Building $368,510
2025	$3,325.00 Homeowner's exemption	$688,609 Land $315,949 Building $372,660	$688,609 Land $315,949 Building $372,660
2023	$2,571.00 Homeowner's exemption	$592,276 Land $257,626 Building $334,650	$592,276 Land $257,626 Building $334,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 S 2nd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 S 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

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