Flagler County property record for 317 S 22nd St, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,704 sqft · built 1981 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2017) |
| Tax Bill | $9,346 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-12-32-4550-00040-0030 |
| Primary APN | 19-12-32-4550-00040-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Heated Area |
| Gross Area | 2,304 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Pool Area | 392 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 317 S 22ND ST |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE SUB DIV BLK 4 LOTS 3 & 4 OR 87/359 OR 143/133 OR 158/451 OR 168/337 OR 196 /539 OR 279/617 & 618-DC & AMC OR 424/ |
| Legal Range | 32E |
| Legal Township | 12S |
| Legal Section | 19 |
| Legal Subdivision | MORNINGSIDE SUB |
| Legal Block | 4 |
| Legal Lot Number | 3,4 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 60302 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 S 22ND ST, FLAGLER BEACH, FL 32136-3918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 13, 2017 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on File |
| Deed Sale | Mar 13, 2017 · Amount on File |
| Deed Document Number | 2017008745 |
| Deed Book / Page | 2192 / 0365 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 317 S 22ND ST, FLAGLER BEACH, FL 32136-3918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 317 S 22ND ST, FLAGLER BEACH, FL 32136-3918 |
| Document Number | 0028120727 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 2812/727 |
| Instrument | 2023040427 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 317 S 22ND ST, FLAGLER BEACH, FL 32136-3918 |
| Document Number | 0023690627 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 317 S 22ND ST GRANDIN FL 32138, GRANDIN, FL 32138 |
| Document Number | 0023690627 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 002369/000627 |
| Instrument | 25771 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 14, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 317 S 22ND ST, FLAGLER BEACH, FL 32136-3918 |
| Document Number | 0021920365 |
| Book / Page | 002192 / 000365 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 8745 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 317 S 22ND ST FLAGLER BEACH FL 321363918, FLAGLER BEACH, FL 32136-3918 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,346.00 (+68.34%) Homeowner's exemption | $522,123 (+60.8%) | $729,683 (+35.39%) Land $237,125 Building $492,558 |
| 2023 | $5,552.00 (+2.64%) Homeowner's exemption | $324,712 (+3%) | $538,940 (+1.49%) Land $237,125 Building $301,815 |
| 2022 | $5,409.00 Homeowner's exemption | $315,255 | $531,020 Land $237,125 Building $293,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 239 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 14 condo units |
| Nearby Flood Claims | 200 (1991–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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