Jefferson County property record for 317 S 1st St, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.159 acres (6,955 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $45,000 (Apr 2026) |
| Tax Bill | $1,129 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-29-477-018 |
| Primary APN | 07-29-477-018 |
|---|
| Lot Area | 6,955 sqft (0.159 acres) |
|---|
| Street Address | 317 S 1ST ST |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RACKAWAY & EMMERSON AD L1-12 LOT 8 317 S 1ST |
| Legal Subdivision | RACKAWAY AND EMMERSONS ADDITION |
| Legal Lot Number | 8 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 51100 |
317 S 1st St is held in a trust since April 2026.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 201 MEADOWCREST DR, MC LEANSBORO, IL 62859-1475 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANTERRA BANK |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANTERRA BANK |
| Mar 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Mar 22, 2017 · Amount on File |
| Deed Document Number | 20261399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 317 S 1ST ST, MOUNT VERNON, IL 62864-5101 |
| Document Number | 0202601399 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20261399 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | ANTONIK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 201 MEADOWCREST DR, MC LEANSBORO, IL 62859-1475 |
| Document Number | 0000001400, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261400 |
| Name | BANTERRA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 21, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 317 S 1ST ST, MOUNT VERNON, IL 62864-5101 |
| Document Number | 0000001399 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.1399 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | ANTONIK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 201 MEADOWCREST DR, MC LEANSBORO, IL 62859-1475 |
| Document Number | 0000001400, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..1400 |
| Name | BANTERRA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 21, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Mar 22, 2017 |
| Property Address | 317 S 1ST ST, MOUNT VERNON, IL 62864-5101 |
| Document Number | 201701183 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 201701183 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12094 E SUMTER RD, DIX, IL 62830-2332 |
| Document Number | 201701184 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 201701184 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, IL 62864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 317 S 1st St was $1,129, up 1.3% from the year before.
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Mount Vernon Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,129.00 (+1.26%) | $14,941 (+8%) Land $1,349 Building $13,592 | $44,823 (+8%) Land $4,047 Building $40,776 |
| 2024 | $1,115.00 | $13,834 Land $1,249 Building $12,585 | $41,502 Land $3,747 Building $37,755 |
| 2022 | $11,202 Land $1,011 Building $10,191 | $33,606 Land $3,033 Building $30,573 | |
| 2021 | $410.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 317 S 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 317 S 1st St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010 |
|---|---|
| Water Source | Purchased surface water from MOUNT VERNON |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures