317 Regency Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 317 Regency Dr, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1979
Lot Size	0.295 acres (12,866 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Feb 2023)
Tax Bill	$3,821 (2023)
Deeds & Mortgages	May 2022 Line of Credit Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`189-143-39`

Property Details

APN / Parcel Number

Primary APN	`189-143-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Heated Area
Gross Area	2,040 sqft
1st Floor Area	1,600 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,866 sqft (0.295 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	189-143-39
Street Address	317 REGENCY DR
City	CHARLOTTE
State	NC
Zip	28211-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L4 B7 M19-126
Legal Subdivision	WAVERLY HALL
Legal Block	7
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	2008

Owner

317 Regency Dr is owned and occupied by an individual who bought it in February 2023.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	317 REGENCY DR, CHARLOTTE, NC 28211-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 15, 2022	Warranty Deed, Transfer TROJAN TITLE AGENCY, TRYON TITLE AGENCY
Jun 4, 2018	Warranty Deed, Transfer · ARM NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	0037945414
Deed Book / Page	37945 / 414
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	317 REGENCY DR, CHARLOTTE, NC 28211-5410
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074783
Date	May 17, 2022
Book Page	37345/137
Instrument	2022074783

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 22, 2023
Property Address	317 REGENCY DR, CHARLOTTE, NC 28211-5410
Document Number	0000014834
Book / Page	37945 / 414
Map Reference	MB 19 PG 126
Instrument Date	Feb 21, 2023
Instrument	2023014834
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 REGENCY DR, CHARLOTTE, NC 28211-5410

Mortgage

Document Number	0000014835
Date	Feb 22, 2023
Instrument	2023014835

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 15, 2022
Property Address	317 REGENCY DR, CHARLOTTE, NC 28211-5410
Document Number	0000104399
Book / Page	37503 / 819
Map Reference	MB 19 PG 126
Instrument Date	Jul 13, 2022
Instrument	2022104399
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TROJAN TITLE AGENCY, TRYON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3802 WILD ELM WAY, FORT COLLINS, CO 80528-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 4, 2018
Property Address	317 REGENCY DR, CHARLOTTE, NC 28211-5410
Document Number	0000068504
Book / Page	32728 / 553
Map Reference	MB19 PG126
Instrument Date	Jun 4, 2018
Instrument	2018068504
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 TOMSHIRE DR, 1004, GASTONIA, NC 28056-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000068505
Date	Jun 4, 2018
Instrument	2018068505

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 317 Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Regency Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regency Dr

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