Middlesex County and Dunellen Borough property record for 317 Prospect Ave, Dunellen, NJ 08812
| Property Type | Single Family Home |
|---|---|
| Details | 1,826 sqft · built 1925 |
| Lot Size | 0.3 acres (13,051 sqft) |
| Owner | Individual Name on File |
| Last Sale | $452,000 (Aug 2021) |
| Tax Bill | $12,524 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00061-0000-00052-01 |
| Primary APN | 03-00061-0000-00052-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,826 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 13,051 sqft (0.3 acres) |
| Lot Dimensions | 174 ft deep x 75 ft wide |
| Old Parcel Number | 0300061000000052A |
|---|---|
| Street Address | 317 PROSPECT AVE |
| City | DUNELLEN |
| State | NJ |
| Zip | 08812-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X174 |
| Legal Block | 61 |
| Legal Lot Number | 52.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | DUNELLEN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 300 |
317 Prospect Ave is owned and occupied by an individual who bought it in August 2021.
Source: Middlesex County and Dunellen Borough records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 PROSPECT AVE, DUNELLEN, NJ 08812-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Sep 28, 2012 · Amount on File |
| Deed Document Number | 2021107844 |
| Deed Book / Page | 18594 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 24, 2021 |
| Property Address | 317 PROSPECT AVE, DUNELLEN, NJ 08812-1527 |
| Document Number | 2021107844 |
| Book / Page | 18594 / 543 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021107844 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,714.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 WICKLEY AVE, 11, PISCATAWAY, NJ 08854-5711 |
| Name | Verified Name |
|---|---|
| Address | 317 PROSPECT AVE, DUNELLEN, NJ 08812-1527 |
| Document Number | 2021107845 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021107845 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 317 PROSPECT AVE, DUNELLEN, NJ 08812-1527 |
| Document Number | 0000084222 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 317 PROSPECT AVE DUNELLEN NJ 088121527, DUNELLEN, NJ 08812-1527 |
| Document Number | 0000084222 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 017648/000872 |
| Instrument | 84222 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
The 2025 property tax bill for 317 Prospect Ave was $12,524, up 9.3% from the year before.
Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Dunellen Borough |
| Unified School District | Dunellen Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,600 (-) Land $120,500 Building $391,100 | $511,600 (-) Land $120,500 Building $391,100 | |
| 2025 | $12,524.00 (+9.32%) | $511,600 Land $120,500 Building $391,100 | $511,600 Land $120,500 Building $391,100 |
| 2024 | $11,456.00 | ||
| 2023 | $456,800 Land $120,500 Building $336,300 | $456,800 Land $120,500 Building $336,300 | |
| 2022 | $11,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 131 policies |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 160 (1978–2025) |
| Claims Outside the SFHA | 16 of 160 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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