317 Porter Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 317 Porter Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1980
Lot Size	0.312 acres (13,634 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,700 (Aug 1980)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11634-426-000`

Property Details

APN / Parcel Number

Primary APN	`11634-426-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Heated Area
Gross Area	2,490 sqft
1st Floor Area	1,700 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,634 sqft (0.312 acres)
Lot Dimensions	130 ft deep x 105 ft wide
Garage Area	420 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Porch
Porch Area	290 sqft
Patio Area	304 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	317 PORTER DR
City	LYNN HAVEN
State	FL
Zip	32444-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF BELAIRE EST UNIT 1 LOT 18 BLK D ORB 800 P 198
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	BELAIRE ESTATES UN 01
Legal Block	D
Legal Lot Number	18
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4002
Census Tract	1404

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 PORTER DR, LYNN HAVEN, FL 32444-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FEDERAL CREDIT UNION
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1980 · Amount on Record
Deed Sale	Aug 1, 1980 · Amount on Record
Deed Document Number	0000800198
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	Jul 24, 2026
Property Address	317 PORTER DR, LYNN HAVEN, FL 32444-4617
Document Number	0000044959
Book / Page	5059 / 1978
Instrument Date	Jul 20, 2026
Instrument	202644959
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 PORTER DR, LYNN HAVEN, FL 32444-4617

Mortgage

Document Number	0000044959,
Date	Jul 24, 2026
Book Page	5059/1978
Instrument	202644959

Lender

Name	TYNDALL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	317 PORTER DR, LYNN HAVEN, FL 32444-4617
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 PORTER DR, LYNN HAVEN, FL 32444-4617

Mortgage

Document Number	0047121834
Date	Jul 25, 2023
Book Page	4712/1834
Instrument	2023046175

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00 (-8.75%) Homeowner's exemption	$135,240 (+5.99%)	$194,671 (+8.79%) Land $49,392 Building $145,279
2023	$1,543.00 (+15.93%) Homeowner's exemption	$127,601 (+3%)	$178,946 (+11.77%) Land $45,360 Building $133,586
2022	$1,331.00 Homeowner's exemption	$123,884	$160,099 Land $37,296 Building $122,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	45 (1998–2020)
Claims Outside the SFHA	42 of 45
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 26 claims Severe Storms And Flooding, Jul 2013 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

Nearby Properties on Porter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures