317 Polk St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 317 Polk St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 792 sqft · built 1946
Lot Size0.143 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$18,500 (Aug 2018)
Tax Bill$1,772 (2025)
Deeds & MortgagesJun 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN8912-30-131-015

Property Details

APN / Parcel Number

Primary APN8912-30-131-015

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths4 Half Baths
Total Rooms4 Rooms
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address317 POLK ST
CityWATERLOO
StateIA
Zip50703-4309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE ADDITION WATERLOO LOT 13 BLK 7
Legal Range12W
Legal Township89N
Legal Section30
Legal SubdivisionHILLSIDE ADDITION WATERLOO
Legal Block7
Legal Lot Number13
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3008
Census Tract1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2094, WATERLOO, IA 50704-2094
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Prior SaleJun 7, 2018 · Amount on Record
Deed Document Number2018201900002702
Record UpdatedOct 29, 2026

June 2018: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionBLACK HAWK IA
Recording DateJun 7, 2018
Property Address317 POLK ST, WATERLOO, IA 50703-4309
Document Number201800020124
Instrument DateMay 9, 2018
Instrument201800020124
Transaction TypeForeclosure
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6000, WATERLOO, IA 50704-6000

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,772.00 (+33.63%)$86,780 (+42.01%) Land $5,340 Building $81,440$86,780 (+42.01%) Land $5,340 Building $81,440
2024$1,326.00 (+13.72%)
2023$61,110 (+15.19%) Land $5,340 Building $55,770$61,110 (+15.19%) Land $5,340 Building $55,770
2022$1,166.00$53,050 Land $5,340 Building $47,710
2021$53,050 Land $5,340 Building $47,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Metronet, Nextlink.

Nearby Properties on Polk St

Nearby Streets

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