317 Oak St, Watts, OK 74964 Property Records

Adair County property record for 317 Oak St, Watts, OK 74964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1960
Lot Size	0.256 acres (11,149 sqft)
Owner	Individual Name on Record
Tax Bill	$747 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12059`

Property Details

APN / Parcel Number

Primary APN	`12059`
Alternative APN	`0375-00-014-017-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	801 sqft
1st Floor Area	801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,149 sqft (0.256 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12059
Street Address	317 OAK ST
City	WATTS
State	OK
Zip	74964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 & 17 BLK 14 OT-WATTS
Legal Subdivision	WATTS ORIGINAL TOWN
Legal Block	14
Legal Lot Number	16,17
Jurisdiction	ADAIR OK
Township / Civil Division	WATTS
Census Block Group	2
Census Block	2068
Census Tract	376600

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 122, WATTS, OK 74964-0122
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 8, 2011
Transfer Doc	000476/293
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Sep 28, 2023
Property Address	317 OAK ST, WATTS, OK 74964-4509
Document Number	000612/894
Book / Page	612 / 894
Instrument Date	Sep 27, 2023
Instrument	I-2023-003028
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 OAK ST, WATTS, OK 74964-4509

Mortgage

Document Number	I2023003029
Date	Sep 28, 2023
Instrument	I-2023-003029

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Municipality	Watts Town
Unified School District	Watts Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,138 (-0.95%) Land $1,440 Building $8,698	$84,484 (-0.95%) Land $12,000 Building $72,484
2025	$747.00 (-5.32%)	$10,235 (-5.23%) Land $1,440 Building $8,795	$85,292 (-5.23%) Land $12,000 Building $73,292
2024	$789.00 (+541.46%)	$10,800 (+302.08%) Land $1,430 Building $9,370	$90,000 (+120.44%) Land $11,920 Building $78,080
2023	$123.00 (+5.13%) Homeowner's exemption	$2,686 (+3.03%) Land $288 Building $2,398	$40,828 (+87.9%) Land $2,400 Building $38,428
2022	$117.00 Homeowner's exemption	$2,607 Land $288 Building $2,319	$21,729 Land $2,400 Building $19,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (2011–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2022 · 2 claims Severe Winter Storms And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS serves 316 people · EPA ID OK3000108
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

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