317 Oak St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 317 Oak St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,724 sqft · built 1891
Lot Size0.051 acres (2,200 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jul 2018)
Tax Bill$5,298 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-00117-0000-00015

Property Details

APN / Parcel Number

Primary APN16-00117-0000-00015
Alternative APN
  • 160011700015

Interior

Stories2 Stories
Building Area1,724 sqft Living Area

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Construction TypeFrame
Lot Area2,200 sqft (0.051 acres)
Lot Dimensions100 ft deep x 22 ft wide

Location & Zoning

Street Address317 OAK ST
CityPERTH AMBOY
StateNJ
Zip08861-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal Description22X100
Legal Subdivision216 LOTS/PERTH AMBOY
Legal Block117
Legal Lot Number15
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group3
Census Block3014
Census Tract4800

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 OAK ST, PERTH AMBOY, NJ 08861-4026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2020Deed of Trust, Mortgage · FHA Mortgage
FAMILY FIRST FUNDING LLC
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST FUNDING LLC
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST FUNDING LLC
Jul 12, 2018Deed, Transfer · FHA Mortgage
FAMILY FIRST FUNDING LLC
Nov 18, 2016Deed of Trust, Mortgage · Line of Credit
SANTANDER BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2018 · Amount on Record
Deed SaleJul 12, 2018 · Amount on Record
Prior SaleJul 13, 2010 · Amount on Record
Deed Document Number201860085
Deed Book / Page17231 / 553
Prior Transfer DateJun 30, 2006
Prior Transfer Doc0000012623
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address317 OAK ST, PERTH AMBOY, NJ 08861-4026
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018374
DateFeb 25, 2020
Book Page17793/1541
Instrument2020018374
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2045

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address317 OAK ST, PERTH AMBOY, NJ 08861-4026
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011551
DateJan 25, 2021
Book Page18250/1416
Instrument2021011551
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address317 OAK ST, PERTH AMBOY, NJ 08861-4026
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146703
DateDec 1, 2021
Book Page18731/190
Instrument2021146703
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2046

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJul 12, 2018
Property Address317 OAK ST, PERTH AMBOY, NJ 08861-4026
Document Number0000060085
Book / Page17231 / 0553
Instrument DateMay 7, 2018
Instrument201800060085
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanySUNRISE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$633.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17105 N BAY RD # RD311B, 17105, SUNNY ISLES BEACH, FL 33160-4089

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 OAK ST, PERTH AMBOY, NJ 08861-4026

Mortgage

Document Number0000060086
DateJul 12, 2018
Instrument201800060086
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address317 OAK ST, PERTH AMBOY, NJ 08861-4026
Document Number0000000151
Book / Page016606 / 000092
Instrument DateNov 18, 2016
Transaction TypeMortgage
Record UpdatedMar 7, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 OAK ST PERTH AMBOY NJ 088614026, PERTH AMBOY, NJ 08861-4026

Mortgage

Document Number0000000151
DateJan 3, 2017
Book Page016606/000092
Instrument151
Lender
NameSANTANDER BK NA
TypeBank
AddressREADING, PA 19601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,700 (-) Land $76,700 Building $90,000$166,700 (-) Land $76,700 Building $90,000
2025$5,298.00 (+5.35%)$166,700 (-) Land $76,700 Building $90,000$166,700 (-) Land $76,700 Building $90,000
2024$5,029.00 (+1.41%)
2023$166,700 Land $76,700 Building $90,000$166,700 Land $76,700 Building $90,000
2022$4,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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