Harrison County property record for 317 Oak St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,198 sqft · built 1924 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Nov 1997) |
| Tax Bill | $2,183 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1410H-04-062.000 |
| Primary APN | 1410H-04-062.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,198 sqft Adjusted Area |
| 1st Floor Area | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1924 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Utility Building | 333 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 008982 |
|---|---|
| Street Address | 317 OAK ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 100 FT ON OAK ST. BY 180 FT M/L S BY FAYARD E BY OAK ST N BY DUNCAN W BY RUSS SEC. BLK 54 A SEC 34-7-9 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 27 |
| Legal Block | 54 |
| Legal Lot Number | 100 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 4000 |
317 Oak St is owned and occupied by two individuals who bought it in November 1997.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 OAK ST, BILOXI, MS 39530-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 1997 · Amount on File |
| Deed Sale | Nov 3, 1997 · Amount on File |
| Deed Document Number | 0000315429 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 317 Oak St was $2,183, up 4.7% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,183.00 (+4.65%) | $19,540 | $130,269 Land $23,920 Building $106,349 |
| 2024 | $2,086.00 (+0.87%) | ||
| 2023 | $2,068.00 | $18,840 | $125,598 Land $23,920 Building $101,678 |
| 2022 | $2,068.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 317 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 14 (2005–2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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