317 Oak Fern Cir, Ormond Beach, FL 32174 Property Records

Volusia County property record for 317 Oak Fern Cir, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,846 sqft · built 1984
Lot Size	0.312 acres (13,593 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2024)
Tax Bill	$6,557 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4125-05-00-3170`

Property Details

APN / Parcel Number

Primary APN	`4125-05-00-3170`
Alternative APNs	`31142505003170` `25143105003170` `2480238.0` `2480238`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,846 sqft Living Area
Gross Area	3,434 sqft
1st Floor Area	2,846 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,593 sqft (0.312 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2480238
Street Address	317 OAK FERN CIR
City	ORMOND BEACH
State	FL
Zip	32174-4875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	13PUD
Legal Description	LOT 317 TYMBER CREEK PHASE 2 MB 35 PGS 116-126
Legal Range	31E
Legal Township	14S
Legal Section	25
Legal Subdivision	TYMBER CREEK
Legal Phase	2
Legal Tract	05
Legal Lot Number	317
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2022
Census Tract	83203

Owner

Source: Volusia County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 OAK FERN CIR, ORMOND BEACH, FL 32174-4875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Nov 5, 1997 · Amount on Record
Deed Document Number	2024211688
Deed Book / Page	8627 / 4868
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	317 OAK FERN CIR, ORMOND BEACH, FL 32174-4875
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 OAK FERN CIR, ORMOND BEACH, FL 32174-4875

Mortgage

Document Number	0082074390
Date	Feb 23, 2022
Book Page	8207/4390
Instrument	2022042159

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,907 Land $51,000 Building $396,907	$447,907 (-3.62%) Land $51,000 Building $396,907
2025	$6,557.00 (-10.33%)
2024	$7,312.00 (+200.16%)
2023	$2,436.00 (+3.44%) Homeowner's exemption	$190,949 (+3%)	$464,724 (+8.29%) Land $51,000 Building $413,724
2022	$2,355.00 Homeowner's exemption	$185,387	$429,154 Land $51,000 Building $378,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20