Middlesex County and Lowell City property record for 317 Nesmith St, Lowell, MA 01852
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 5 ba · 3,131 sqft · built 1920 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $805,000 (Jun 2023) |
| Tax Bill | $8,348 (2026) |
| Deeds & Mortgages | Mar 2025 Refinance Jun 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S19290 |
| Primary APN | S19290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 36 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 3,131 sqft Living Area |
| Gross Area | 3,777 sqft |
| 1st Floor Area | 1,219 sqft |
| Basement Area | 1,195 sqft |
| Unfinished Basement | 1,195 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | S19290 |
|---|---|
| Street Address | 317 NESMITH ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3737 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | TMF |
| Legal Subdivision | POTTER POND |
| Legal Block | 4280 |
| Legal Lot Number | 317 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 312502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rogers Fort Hill Park Historic District listed 1999 · 181 contributing resources · NRIS 99000635 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 39 INTREPID CIR, MARBLEHEAD, MA 01945-2583 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Jun 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARBLEHEAD SAVINGS BANK |
| May 4, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| May 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| May 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · Construction Mortgage NBT BANK NATIONAL ASSOCIATION |
| Dec 31, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | May 4, 2022 · Amount on Record |
| Deed Book / Page | 37925 / 289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039139-17 |
|---|---|
| Date | Mar 21, 2025 |
| Book Page | 39139/17 |
| Instrument | 8200 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 30, 2023 |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Document Number | 037925-289 |
| Book / Page | 37925 / 289 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 18879 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 INTREPID CIR, MARBLEHEAD, MA 01945-2583 |
| Document Number | 0000018880 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 18880 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 4, 2022 |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Document Number | 037036-123 |
| Book / Page | 37036 / 123 |
| Instrument Date | May 4, 2022 |
| Instrument | 19276 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 BONAIR AVE, WAKEFIELD, MA 01880-3649 |
| Document Number | 0000019278 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 19278 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31111-245 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 31111/245 |
| Instrument | 19336 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31111-229 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 31111/229 |
| Instrument | 19334 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34226-111 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 34226/111 |
| Instrument | 25282 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 31, 2019 |
| Property Address | 317 NESMITH ST, LOWELL, MA 01852-3737 |
| Document Number | 33716-58 |
| Book / Page | 033716 / 000058 |
| Instrument Date | Dec 21, 2019 |
| Instrument | 59709 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,732.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 176 LAFAYETTE ST SALEM MA 019704830, SALEM, MA 01970-4830 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,348.00 (+23.36%) | $735,500 (+24.77%) Land $171,000 Building $564,500 |
| 2025 | $6,767.00 (+0.92%) | $589,500 (+4.71%) Land $159,800 Building $429,700 |
| 2024 | $6,705.00 (-0.67%) | $563,000 (+3.59%) Land $149,400 Building $413,600 |
| 2023 | $6,750.00 | $543,500 Land $129,900 Building $413,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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