317 Nelson Rd, Bryson City, NC 28713 Property Records

Swain County property record for 317 Nelson Rd, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,328 sqft · built 1974
Lot Size	11.2 acres (489,614 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Nov 2021)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`669402592830`

Property Details

APN / Parcel Number

Primary APN	`669402592830`
Alternative APN	`541131`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,328 sqft Heated Area
Gross Area	3,872 sqft
Basement Area	1,664 sqft
Finished Basement	1,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	489,614 sqft (11.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	541131
Street Address	317 NELSON RD
City	BRYSON CITY
State	NC
Zip	28713-8711
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-OR-1878-ELA HUSKY BR
Legal Subdivision	ELA HUSKY BR
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2059
Census Tract	940100

Owner

Source: Swain County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 NELSON RD, BRYSON CITY, NC 28713-8711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Apr 30, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20212946
Deed Book / Page	501 / 171
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	317 NELSON RD, BRYSON CITY, NC 28713-8711
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476/69
Date	Mar 10, 2020
Book Page	476/69
Instrument	411

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	317 NELSON RD, BRYSON CITY, NC 28713-8711
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000487/16
Date	Jan 25, 2021
Book Page	487/16
Instrument	182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	317 NELSON RD, BRYSON CITY, NC 28713-8711
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00468/0963
Date	Jun 18, 2019
Book Page	00468/0963
Instrument	01025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Nov 23, 2021
Property Address	317 NELSON RD, BRYSON CITY, NC 28713-8711
Document Number	000501/171
Book / Page	501 / 171
Map Reference	CAB 1 SL 119B
Instrument Date	Nov 22, 2021
Instrument	2946
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2351, BRYSON CITY, NC 28713-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 WILLOW AVE, RAPID CITY, SD 57701-5635

Mortgage

Document Number	0000002947
Date	Nov 23, 2021
Instrument	2947

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 30, 2018
Property Address	317 NELSON RD, BRYSON CITY, NC 28713-8711
Document Number	00457/0661
Book / Page	00457 / 0661
Instrument Date	Apr 30, 2018
Instrument	00642
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2351, BRYSON CITY, NC 28713-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2351, BRYSON CITY, NC 28713-2351

Mortgage

Document Number	0000000643
Date	Apr 30, 2018
Instrument	00643

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Swain County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00 (+12.4%)	$268,430 (-) Land $102,940 Building $165,490	$268,430 (-) Land $102,940 Building $165,490
2023	$1,081.00 Additional exemption filed	$268,430 Land $102,940 Building $165,490	$268,430 Land $102,940 Building $165,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Cherokee Cablevision, Verizon, Zito West Holding.

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