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317 N Spring St, Sparta, TN 38583 Property Records

White County property record for 317 N Spring St, Sparta, TN 38583

Property Summary

Property TypeCommercial Vacant Land
Details0.5 ba · 2,856 sqft · built 1950
Lot Size1.86 acres (81,022 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Sep 2021)
Tax Bill$883 (2021)
Deeds & MortgagesOct 2026 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN093049H C 00100

Property Details

APN / Parcel Number

Primary APN093049H C 00100
Alternative APN
  • 049H C 00100

Exterior

Lot Area81,022 sqft (1.86 acres)
Lot Dimensions150 ft deep x 182 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address317 N SPRING ST
CitySPARTA
StateTN
Zip38583-1300
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCD
Legal DescriptionDISTRICT: 1
JurisdictionWHITE TN
Township / Civil Division2
Census Block Group3
Census Block3041
Census Tract935300

Owner

317 N Spring St, commercial vacant land, is owned by an individual who acquired it in January 2025.

Source: White County records, as of October 14, 2026

Owner of RecordIndividual Name on File
Mailing Address21 N SPRING ST, SPARTA, TN 38583-1421
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF TENNESSEE
Sep 17, 2021Warranty Deed, Transfer
UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on File
Deed SaleSep 17, 2021 · Amount on File
Prior SaleAug 28, 2015 · Amount on File
Deed Document Number20214364
Deed Book / Page490 / 651
Last Transfer DateJan 21, 2025
Transfer Doc0000000251
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Recording DateOct 6, 2026
Property Address317 N SPRING ST, SPARTA, TN 38583-1300
Document Number0000004509
Book / Page612 / 365
Instrument DateSep 29, 2026
Instrument20264509
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 N SPRING ST, SPARTA, TN 38583-1300
InvestorPossibly a Property Investor

Mortgage

Document Number0000004509,
DateOct 6, 2026
Book Page612/365
Instrument20264509
Lender
NameBANK OF TENNESSEE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateSep 17, 2021
Property Address317 N SPRING ST, SPARTA, TN 38583-1300
Document Number0RB490/651
Book / PageRB490 / 651
Instrument DateSep 14, 2021
Instrument21004364
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyUPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

AmountAmount on Record
Tax$610.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 N SPRING ST, SPARTA, TN 38583-1421

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
MunicipalitySparta City
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,080 Land $52,080$130,200 Land $130,200
2023$29,760 (-) Land $29,760
2022$29,760 Land $29,760$74,400 Land $74,400
2021$883.00
2020$74,400 Land $74,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 317 N Spring St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 N Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA WATER SYSTEM
serves 10,899 people · EPA ID TN0000652
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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